Welcome to Our Online Loan Referral Service

5 2 reviews

102 N Elm St, Avoca, IA 51521, USA
+1 (712) 307-6881
towncountrycu.com
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
9AM–4:30PM
Thursday
8:30AM–4:30PM
Friday
8:30AM–4:30PM

Domain Info

Created Date

2000-09-01

Mailing Address

Illinois, United States

Company Name

LKCS

LKCS

Contact Data

Feedback about Town & Country Credit Union?

Here you read the feedback of our clients.

I issued $400 for a period of 14 days (supposedly without interest). In the end, without my prior consent, they issued a payday loan for 16 days. As a result, I paid $850 with all the commissions.

Merl Cruickshank

I tried to borrow money from Town & Country Credit Union. They declined. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this company.

Tre Ondricka III

Pay Attention

Further there will be given the details about not a exact lender. The information below will explain shared information about payday loans and its specific aspects.

Payday Loans in Avoca, New York

A short-term lending option is considered as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Available loan amounts range from $100-$1,000.

Hassle-free financial products are known as payday loans in Avoca, ny. They are issued at individually-set interest rates. They depend on personal data. It is also significant to pay back as much payday loans as possible.

APR

25% small loan cap

How will Town & Country Credit Union help issue a payday loan in Avoca, New York?

  • 24/7 service. Such online services allow you to get funds at any time. Money are issued around the clock. The transfer will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is estimated by banks before taking out a loan. But banks almost 100% refuse the application when lenders in Avoca, ny will estimate other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit rating.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Avoca, Iowa

Peoples Bank Milo

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+1 (641) 942-6221

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MidWestOne Financial Group Inc

124 S 1st St, Oskaloosa, IA 52577, USA

+1 (641) 673-4587

www.midwestone.com

First Bank

322 Central Ave E, Clarion, IA 50525, USA

+1 (515) 532-6635

www.firstiowa.bank

U.S. Bank ATM - Centerville

100 E Jackson St, Centerville, IA 52544, USA

+1 (800) 872-2657

usbank.com

Chec King Payday Advance

2222 E 53rd St #4, Davenport, IA 52807, USA

+1 (563) 355-4059

chec-king.com

Pocahontas State Bank

233 N Main St, Pocahontas, IA 50574, USA

+1 (712) 335-3567

www.pocahontasstatebank.com

The Family Credit Union

1530 W 53rd St, Davenport, IA 52806, USA

+1 (563) 388-8328

familycu.com

Del-Rich Loan Co Clinton

412 N 2nd St, Clinton, IA 52732, USA

+1 (563) 244-9971

www.facebook.com

First National Bank

100 E Railroad St, Afton, IA 50830, USA

+1 (641) 347-8423

www.fnbcreston.com

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