Welcome to Our Online Loan Referral Service

5 reviews

200 E State St, Jefferson, IA 50129, USA
+1 (515) 386-2642
www.heartlandbanks.bank
Thursday
8AM–4PM
Friday
8AM–4PM
Saturday
Closed
Sunday
Closed
Monday
8AM–4PM
Tuesday
8AM–4PM
Wednesday
8AM–4PM

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Mailing Address

Company Name

Contact Data

Feedback about Heartland Bank?

Here you get acquainted with the feedback of our customers.

I issued a loan from Heartland Bank 2 times. Paid back successfully, and wanted to issue more, but they approved a smaller amount.

Ahmed Kirlin

Not very satisfied with the hidden subscription to healthcare insurance in the amount of $19. But it turned out to be very easy to cope with, by means of support team.

Kathryn Kris I

I tried to borrow money from Heartland Bank. They refused. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this company.

Kariane Runolfsson

Daily spam! I do not have time to block the numbers, so the next day they call from another number.

Marilyne Murazik

Pay Attention

The first three points specify the certain lender. In other turn, below-shown info makes users get acquainted common information about payday loans.

Payday Loans in Jefferson, New York

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for cutomers.

This financial product in Jefferson, New York is issued easily and quickly. The interest rate is set considering the category of the customer: the more loans are successfully paid back, the more reasonable terms will be ensured to you.

APR

25% small loan cap

How will Heartland Bank help issue a payday loan in Jefferson, New York?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Funds are issued day and night. The transfer will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is estimated by banks before issuing a loan. But banks almost 100% deny the application when lenders in Jefferson, ny will estimate other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit rating.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should define its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Jefferson, Iowa

Dubuque Bank and Trust

309 1st St SE, Farley, IA 52046, USA

+1 (563) 744-3354

www.dubuquebank.com

Waukon State Bank

22 W Main St, Waukon, IA 52172, USA

+1 (563) 568-3451

www.waukonstatebank.com

EZ Money Check Cashing

266 Blairs Ferry Rd NE, Cedar Rapids, IA 52402, USA

+1 (319) 363-2200

cedar-rapids-ia-blairs.getezmoney.com

Regions Bank

2851 86th St, Urbandale, IA 50322, USA

+1 (515) 336-6010

www.regions.com

County Bank

301 Main St, Deep River, IA 52222, USA

+1 (641) 595-2133

www.yourcountybank.com

Bank Iowa - Shenandoah

701 W Sheridan Ave, Shenandoah, IA 51601, USA

+1 (712) 246-1311

www.bankiowa.bank

First Bank

201 W Broadway St, Eagle Grove, IA 50533, USA

+1 (515) 448-5111

www.firstiowa.bank

First Trust & Savings Bank

S 4th Ave, Eldridge, IA 52748, USA

+1 (563) 285-2265

Hills Bank

200 Hawkins Dr, Iowa City, IA 52242, USA

+1 (319) 358-8442

www.hillsbank.com

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