VisionBank Payday Loans Review

4.3 7 reviews

Organization owner?

504 Story St, Boone, IA 50036, USA

+1 (515) 433-7051

Friday

8:30AM–4:30PM

Saturday

9AM–12PM

Sunday

Closed

Monday

8:30AM–4:30PM

Tuesday

8:30AM–4:30PM

Wednesday

8:30AM–4:30PM

Thursday

8:30AM–4:30PM

What people think about VisionBank?

Below you see some of the reviews of our customers.

I have been there many times and the staff is always helpful and friendly.

Ms. Darlene Schoen III

These people have no concept of goodwill and earning your business.

Prof. Sabryna Greenfelder DVM

They're always super friendly!

Stephon Koelpin I

Important

Now you can review general features of payday loans.

Payday Loans in Boone, North Carolina

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans in Boone, North Carolina is are easy to get. The interest rate is individual for each borrower and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.

APR

36% APR small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies people from getting a bank loan. Payday loans give clients with a poor credit history an increased opportunity to get accepted for such loans. A payday loan may be the only financial product available for some people to help them out of fix. If you take out such a loan, it is important that you always borrow within your capabilities and pay back your loan commitments punctually.

To get approved for a loan, you need to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.