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3.4 14 reviews

2603 Camanche Industrial Park Rd, Camanche, IA 52730, USA
+1 (563) 243-4121
www.1stgateway.org
Monday
7:30AM–5:30PM
Tuesday
8AM–5:30PM
Wednesday
8AM–5:30PM
Thursday
8AM–5:30PM
Friday
8AM–5:30PM
Saturday
7:30AM–12PM
Sunday
Closed

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Contact Data

Feedback about 1st Gateway Credit Union?

Here you grapple with the feedback of our clients.

Loans were always okay and with out a struggle

Sebastian Muller

Fabulous rates on both classic cars and home mortgages.

Miss Lea Padberg

Unprofessional people work there.

Gilbert West

Pay Attention

Above-defined info offers the details about a definite lender. Below-defined info is oriented on shared information about payday loans.

Payday Loans in Camanche, Iowa

A short-term loan is known as a payday loan. This is a kind of a financial product issued for several weeks. Accessible loan amounts vary from $100-$1,000.

Payday loans in Camanche, Iowa are issued problem-free. The interest percentage is conditional on the customer's person-related information: if you repay more payday loans, the more favorable terms and rates lenders offer.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will 1st Gateway Credit Union help issue a loan in Camanche, Iowa?

  • 24/7 service. Such Internet services allow you to get funds at any time. Money are issued around the clock. The transfer will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is considered by banks before taking out a loan. But banks almost 100% refuse the application when lenders in Camanche, ia will assess other aspects like payment abilities and approve a cash advance. This is a way to improve your credit score.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will show the cost of the loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Camanche, Iowa

Iowa State Bank

5 E Call St, Algona, IA 50511, USA

+1 (515) 295-3595

www.bankisb.com

Security National Bank of Iowa

200 S Jordan Creek Pkwy, West Des Moines, IA 50266, USA

+1 (515) 369-3248

locations.snbconnect.com

Mike Olson: Lincoln Savings Bank

1025 Main St, Grinnell, IA 50112, USA

+1 (641) 236-3121

www.mylsb.com

Great Western Bank

2936 University Ave, Waterloo, IA 50701, USA

+1 (319) 242-7510

www.greatwesternbank.com

5 Star Community Credit Union

100 S Cherry St, Mt Pleasant, IA 52641, USA

+1 (319) 385-4914

www.5starcu.org

Greater Iowa Credit Union

600 E 30th St, Des Moines, IA 50317, USA

+1 (800) 296-9064

bit.ly

Bank of the West

5000 Edgewood Rd NE, Cedar Rapids, IA 52411, USA

+1 (319) 393-8693

www.bankofthewest.com

Great Western Bank

1030 Broad St, Grinnell, IA 50112, USA

+1 (641) 236-7544

www.greatwesternbank.com

U.S. Bank Branch

222 Washington St, Cedar Falls, IA 50613, USA

+1 (319) 277-1320

locations.usbank.com

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