Welcome to Our Online Loan Referral Service

4.3 6 reviews

3229 Greenhill Cir, Cedar Falls, IA 50613, USA
+1 (319) 266-0474
www.fssbonline.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2000-08-02

Mailing Address

Iowa, United States

Company Name

First Security State Bank

First Security State Bank

Contact Data

Feedback about First Security State Bank?

Here you see the feedback of our customers.

I've always been pleased with their customer service.

Easton Waelchi

Horrible online banking system as well, very difficult to use.

Dale Wehner

Pay Attention

Payday lenders are shown in the first three points. Below info specifies shared information about payday loans.

Payday Loans in Cedar Falls, North Carolina

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for cutomers.

Problem-free financial products are considered as payday loans in Cedar Falls, nc. They are issued at individual interest rates. They depend on personal data. It is also significant to pay back as much payday loans as possible.

APR

36% APR small loan cap

How will First Security State Bank help take out a loan in Cedar Falls, North Carolina?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are issued day and night. The payday loan will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Cedar Falls, North Carolina. The company will assess many points to qualify such as solvency. Payday loans will be a way to improve your bad credit rating into a favorable one.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a definite cost of the payday loan.

APR Calculator

Other Payday Lenders in Cedar Falls, Iowa

Bank of the West

411 N Ankeny Blvd, Ankeny, IA 50023, USA

+1 (515) 965-8855

www.bankofthewest.com

United Bank of Iowa

12 Main St, Charter Oak, IA 51439, USA

+1 (712) 678-3348

www.unitedbk.bank

MoneyGram

5132 SE 14th St, Des Moines, IA 50320, USA

+1 (515) 285-8474

locations.moneygram.com

MoneyGram

2840 7th Ave, Marion, IA 52302, USA

+1 (319) 377-7100

locations.moneygram.com

Edward Jones - Financial Advisor: Toby McCarter, AAMS®

1604 Plaza Pl, Muscatine, IA 52761, USA

+1 (563) 263-2863

www.edwardjones.com

Edward Jones - Financial Advisor: Benjamin R Coon, AAMS®

2870 Devils Glen Rd, Bettendorf, IA 52722, USA

+1 (563) 332-0517

www.edwardjones.com

DuTrac Community Credit Union

2045 Holliday Dr, Dubuque, IA 52002, USA

+1 (563) 582-1331

www.dutrac.org

Community 1st Credit Union ATM

1008 W Bell Ave, Knoxville, IA 50138, USA

+1 (641) 828-6775

www.c1stcreditunion.com

Iowa State Bank

17 W 2nd St, Remsen, IA 51050, USA

+1 (712) 786-1143

iowastatebank.net

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