Welcome to Our Online Loan Referral Service

4.8 50 reviews
Loan agency in Waterloo, Iowa

2735 University Ave, Waterloo, IA 50701, USA
7 years in business
+1 (319) 327-5367
locations.checkngo.com
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
Closed
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM

Domain Info

Created Date

1998-06-15

Mailing Address

P.O. Box 81226, Seattle, WA, 98108-1226, United States

Company Name

On behalf of checkngo.com owner

Whois Privacy Service

Contact Data

owner-4625643@checkngo.com.whoisprivacyservice.org

+1.2065771368

Feedback about Check `n Go?

Here you grapple with the feedback of our clients.

Really good service really nice people.

Alia Balistreri

And the manager is so kind and reassuring 😊😊

Prof. Skyla Bailey

Great customer service at the store, knowledgeable and friendly!!

Tony Robel

Great selection and outstanding service every time I stop in!

Dr. Shaniya Morissette MD

Manager blamed the low offer on their computers pricing system.

Johanna Miller

Good business there no problem at all I love bring stuff there and they fair

Brandi Ernser

Pay Attention

Further there will be given the details about not a certain lender. The information below will tell about common information about payday loans and its specific aspects.

Payday Loans in Waterloo, New York

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Waterloo, New York are taken out hassle-free. The interest rate depends on the client's personal data: if you cover obligations for more payday loans, the more favorable terms and rates lenders offer.

APR

25% small loan cap

How will Check `n Go help issue a payday loan in Waterloo, New York?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Funds are issued day and night. The transfer will be sent to a bank account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is estimated by banks before taking out a loan. But banks almost 100% deny the request when lenders in Waterloo, ny will estimate other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit history.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will define the cost of the cash advance.

APR Calculator

Other Payday Lenders in Waterloo, Iowa

MidWestOne Bank

102 S Clinton St, Iowa City, IA 52240, USA

+1 (319) 356-5800

www.midwestone.bank

Browns Loans

2709 W Broadway, Council Bluffs, IA 51501, USA

+1 (712) 323-0746

www.brownloansandpawn.com

U.S. Bank Branch

506 10th Ave, Coralville, IA 52241, USA

+1 (319) 356-9050

locations.usbank.com

Kerndt Brothers Bank - West Union

205 N Vine St, West Union, IA 52175, USA

+1 (563) 422-6072

www.kerndtbrothers.com

Neighborhood Finance Corporation

1110 Old Marion Rd NE Suite A, Cedar Rapids, IA 52402, USA

+1 (319) 777-7127

neighborhoodfinance.org

EZ Money Check Cashing

2438 Hubbell Ave, Des Moines, IA 50317, USA

+1 (515) 262-0762

www.getezmoney.com

Advance America

115 N Ankeny Blvd, Ankeny, IA 50023, USA

+1 (515) 963-9366

www.advanceamerica.net

Midwest Heritage Bank

1025 Braden Ave, Chariton, IA 50049, USA

www.mhbank.com

Peoples Financial Center

116 W State St, Jefferson, IA 50129, USA

+1 (515) 327-7742

www.mypeoples.bank

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