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3.9 14 reviews
Loan agency in Cedar Falls, Iowa

4618 University Ave, Cedar Falls, IA 50613, USA
+1 (319) 266-6281
www.onemainfinancial.com
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–7PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
Closed

Domain Info

Created Date

2010-10-01

Mailing Address

601 NW 2ND ST, EVANSVILLE, IN, 47708-1013, United States

Company Name

OneMain General Services Corporation

OneMain General Services Corporation

Contact Data

philip.hannah@omf.com

+1.8124922507

Feedback about OneMain Financial?

Here you get acquainted with the reviews of our clients.

Very fast and friendly service, offering excellent rates.

Kaylin Lebsack

I paid $200.00 on the 3rd so shouldn't owe anything until next month.

Zachariah Jacobson II

The only thing really good about this place is the customer service.

Miss Kendra Rath

Prices are good and the staff is entertaining and helpful.

Joe Kling

Great deals and always treat you like family everytime you walk in the door!!

Stone Kertzmann

Pay Attention

Payday lenders are shown in the first three points. Below info specifies common information about payday loans.

Payday Loans in Cedar Falls, North Carolina

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.

It is simple and fast to take out payday loans in Cedar Falls, North Carolina. The rates are accured on an individual basis: if a customer repays as much loans as possible, he will be provided one of the most favorable terms and rates.

APR

36% APR small loan cap

How will OneMain Financial help take out a payday loan in Cedar Falls, North Carolina?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed funds will be deposited to bank account. You won't be asked to attend any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be processed within minutes. The funds are deposited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to take out a cash advance from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A adverse factor considered by financial institutions is known as bad credit history. But this hindrence is not taken as the only one by payday lenders to issue a loan. The lending company process many aspects such as financial abilities to approve the request. Payday loans in Cedar Falls, North Carolina may help improve your credit history.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should calculate its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Cedar Falls, Iowa

Bank Iowa - Humboldt (Drive-up)

1302 5th Ave N, Humboldt, IA 50548, USA

+1 (515) 332-1808

www.bankiowa.bank

First Community Bank

400 Main St, Rockwell City, IA 50579, USA

+1 (712) 297-7556

www.fcb4u.com

Ascentra Credit Union

2019 Grant St, Bettendorf, IA 52722, USA

+1 (563) 355-0152

www.ascentra.org

Great Western Bank

11 N 1st Ave, Marshalltown, IA 50158, USA

+1 (641) 754-5505

www.greatwesternbank.com

Edward Jones - Financial Advisor: Mark Binsfield

203 1st St W NW, Mt Vernon, IA 52314, USA

+1 (319) 895-8601

www.edwardjones.com

Wells Fargo Bank

2505 E Euclid Ave, Des Moines, IA 50317, USA

+1 (515) 237-2600

www.wellsfargo.com

U.S. Bank ATM - Cedar Heights

3228 Cedar Heights Dr, Cedar Falls, IA 50613, USA

+1 (800) 872-2657

usbank.com

U.S. Bank ATM - Des Moines Highland Park

115 E Euclid Ave, Des Moines, IA 50313, USA

+1 (800) 872-2657

usbank.com

Bank Iowa - Lawler

500 E, IA-24, Lawler, IA 52154, USA

+1 (563) 238-2054

www.bankiowa.bank

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