Welcome to Our Online Loan Referral Service

3.7 6 reviews

1602 S Monroe Ave, Mason City, IA 50401, USA
+1 (641) 424-5391
iowaheartland.org
Thursday
9AM–5PM
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about Iowa Heartland Credit Union?

Below you see some of the opinions of our customers.

I had problems with paying off my bank loan and was not sure I would get appoved for a loan with Iowa Heartland Credit Union . But it would be soooo embarrassing to borrow from parents. Therefore, I took my chances and applied for $800 online. Fortunately I got accepted!!! They literally saved my life.

Sydnee Tremblay V

I applied for the first cash advance in my life, was approved immediately despite the fact that I had other loans. I repaid it before the due date. Love this lender for their competitive rates. Other lenders in my city charge sky high interest!

Dr. Dana Brekke

I am a regular customer of Iowa Heartland Credit Union. It is very easy to apply online. The APR was affordable. Their staff always help in a timely manner.

Isadore Greenholt DDS

Simple application. I only entered an ID and a bank account. Very quick approval. The first time I was accepted for $400 only. Hope the limit will increase next time. Interest rate is reasonable. Paid back the debt even before the due date. If you wish, the term can be also extended.

Gabriel Schneider

Was invited to a wedding but was empty at that time. A friend recommended me to use Iowa Heartland Credit Union. And I did. This was the right decision! Yes, the interest rate was high but I believe it’s because I had bad credit. In general, The process was fast.

Danyka Runolfsdottir

Pay Attention

Now you can review general characteristics of payday loans.

Payday Loans in Mason City, Iowa

A payday loan is a short-term loan that can help you deal with sudden cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans in Mason City, Iowa is are simple to access. The APR is specific for each applicant and depends on various aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to applicants with a bad credit score. Payday loan approvals depend very much on other aspects. They will check your income and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on time.

To get approved for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to learn the exact cost of the cash advance loan even before applying.

APR Calculator

Other Payday Lenders in Mason City, Iowa

MoneyGram

120 N 1st St, Oskaloosa, IA 52577, USA

+1 (641) 673-5088

locations.moneygram.com

First Central State Bank

223 Main St, Goose Lake, IA 52750, USA

+1 (563) 577-2261

www.firstcentralsb.bank

Northwestern Mutual Financial

2430 Glasgow Rd, Fairfield, IA 52556, USA

+1 (641) 469-5301

www.northwesternmutual.com

Community Bank & Trust

422 Commercial St, Waterloo, IA 50701, USA

+1 (319) 291-2000

www.communitybt.bank

Edward Jones - Financial Advisor: Jerry Woodin

203 E Bremer Ave, Waverly, IA 50677, USA

+1 (319) 352-6773

www.edwardjones.com

MidWestOne Bank

400 1st St SE S, Farley, IA 52046, USA

+1 (563) 744-3380

www.midwestone.bank

Collins Community Credit Union

1755 1st Ave SE, Cedar Rapids, IA 52402, USA

+1 (800) 475-1150

www.collinscu.org

U.S. Bank Branch

5515 Utica Ridge Rd, Davenport, IA 52807, USA

+1 (563) 344-1400

locations.usbank.com

Regions Bank

224 W Ridgeway Ave, Waterloo, IA 50701, USA

+1 (319) 429-7580

www.regions.com

Top