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What people think about Iowa Heartland Credit Union?
Below you see some of the opinions of our customers.
I had problems with paying off my bank loan and was not sure I would get appoved for a loan with Iowa Heartland Credit Union . But it would be soooo embarrassing to borrow from parents. Therefore, I took my chances and applied for $800 online. Fortunately I got accepted!!! They literally saved my life.
Sydnee Tremblay V
I applied for the first cash advance in my life, was approved immediately despite the fact that I had other loans. I repaid it before the due date. Love this lender for their competitive rates. Other lenders in my city charge sky high interest!
Dr. Dana Brekke
I am a regular customer of Iowa Heartland Credit Union. It is very easy to apply online. The APR was affordable. Their staff always help in a timely manner.
Isadore Greenholt DDS
Simple application. I only entered an ID and a bank account. Very quick approval. The first time I was accepted for $400 only. Hope the limit will increase next time. Interest rate is reasonable. Paid back the debt even before the due date. If you wish, the term can be also extended.
Gabriel Schneider
Was invited to a wedding but was empty at that time. A friend recommended me to use Iowa Heartland Credit Union. And I did. This was the right decision! Yes, the interest rate was high but I believe it’s because I had bad credit. In general, The process was fast.
Danyka Runolfsdottir
Pay Attention
Now you can review general characteristics of payday loans.
Payday Loans in Mason City, Iowa
A payday loan is a short-term loan that can help you deal with sudden cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
Payday loans in Mason City, Iowa is are simple to access. The APR is specific for each applicant and depends on various aspects: age, income, loan amount needed, loan term, credit score, etc.
APR
337% *
Max Loan
$500
Min Term
Not Specified
Max Term
31 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to applicants with a bad credit score. Payday loan approvals depend very much on other aspects. They will check your income and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on time.
To get approved for a cash advance, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to learn the exact cost of the cash advance loan even before applying.
APR Calculator
Other Payday Lenders in Mason City, Iowa
Community 1st Credit Union
1008 W Bell Ave #103 Suite 103, Knoxville, IA 50138, USA
+1 (641) 828-6775
www.c1stcreditunion.com
Farmers & Merchants Bank & Trust
221 Jefferson St, Burlington, IA 52601, USA
+1 (319) 754-2265
fmbanktrust.bank
Cherokee State Bank
212 W Willow St, Cherokee, IA 51012, USA
+1 (712) 225-3000
www.cherokeestatebank.com
Town Financial
2806 Ingersoll Ave, Des Moines, IA 50312, USA
+1 (515) 244-2222
www.townfinancialcorp.com
Community State Bank
1025 N Hickory Blvd, Pleasant Hill, IA 50327, USA
+1 (515) 331-3100
www.bankcsb.com
