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3.5 8 reviews

3414 Mt Vernon Rd SE, Cedar Rapids, IA 52403, USA
+1 (319) 363-0577
csbiowa.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
8:30–11AM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

1996-04-27

Mailing Address

Company Name

Contact Data

Feedback about Community Savings Bank?

Here you get acquainted with the feedback of our customers.

I have really liked banking with this location .

Dr. Rashawn Rolfson DVM

No clue and will threaten you to close your account if you talke YOUR MONEY. .. .

Destini Jones

Very friendly staff!

Seamus Renner

Pay Attention

Above there are details about a exact lender. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Cedar Rapids, Iowa

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.

Problem-free financial products are considered as payday loans in Cedar Rapids, ia. They are taken out at individually-set interest rates. They are dependent on personal data. It is also important to pay off as much payday loans as possible.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Community Savings Bank help issue a payday loan in Cedar Rapids, Iowa?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to consider the application. The funds are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a loan. Lenders do not consider this factor the only one to issue a loan in Cedar Rapids, Iowa. The company will assess many points to qualify such as financial capabilities. Cash advance will be a source to improve your bad credit rating into a favorable one.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Cedar Rapids, Iowa

Fidelity Bank & Trust

102 W. Main Street, Calmar, IA 52132, USA

+1 (563) 562-3442

www.statebankia.com

Wells Fargo Bank

4300 E 53rd St Ste 101, Davenport, IA 52807, USA

+1 (563) 328-8300

www.wellsfargo.com

Collins Community Credit Union - Home Loan Center

1054 73rd St, Clive, IA 50324, USA

+1 (515) 223-0208

www.collinscu.org

Community Bank & Trust

2609 2nd Ave, Muscatine, IA 52761, USA

+1 (563) 263-1122

www.commbk.net

United Bank of Iowa

425 E 9th St, Glidden, IA 51443, USA

+1 (712) 659-3611

www.unitedbk.bank

Jay Memorial Trust

612 W Sheridan Ave, Shenandoah, IA 51601, USA

+1 (712) 246-3399

firstchoicepaydayloans.com

South Ottumwa Savings Bank

101 Main St, Hedrick, IA 52563, USA

+1 (641) 653-4422

www.sosb-ia.com

Dubuque Bank and Trust

2196 Holliday Dr, Dubuque, IA 52002, USA

+1 (563) 587-3900

www.dubuquebank.com

Iowa State Bank

15811 Main St, Kesley, IA 50649, USA

+1 (319) 347-6671

www.iowastatebank.com

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