Welcome to Our Online Loan Referral Service

3.5 12 reviews

101 W Jefferson St, Winterset, IA 50273, USA
+1 (515) 462-4242
www.fmstate.bank
Thursday
8:30AM–3PM
Friday
8:30AM–3PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–3PM
Tuesday
8:30AM–3PM
Wednesday
8:30AM–3PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Farmers & Merchants State Bank?

Here you get acquainted with the feedback of our clients.

I love F and M and the people who work there.

Miss Zella Cummerata Jr.

Absolutely do not trust this place with your money!

Matt Bernhard

I always leave feeling irritated by my interaction with their employees.

Tressa Friesen

Pay Attention

The first three points describe the certain lending company. In other turn, below-specified info makes people grapple with common information about payday loans.

Payday Loans in Winterset, Iowa

Payday loan is issued for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is easy and quick to issue loans in Winterset, Iowa. The rates are set on an individual basis: if a customer repays as much loans as possible, he will be provided one of the most reasonable terms and rates.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Farmers & Merchants State Bank help issue a payday loan in Winterset, Iowa?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to review the form. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by microfinance organizations before taking out a loan. But banks almost 100% deny the application when lenders in Winterset, ia will assess other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit history.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a exact cost of the payday loan.

APR Calculator

Other Payday Lenders in Winterset, Iowa

Great Southern Bank

921 Iowa Ave, Onawa, IA 51040, USA

+1 (712) 423-1105

locations.greatsouthernbank.com

TIAA Financial Services

941 E 2nd Ave Suite 201, Coralville, IA 52241, USA

+1 (866) 842-2977

locations.tiaa.org

U.S. Bank Branch

2901 W Broadway, Council Bluffs, IA 51501, USA

+1 (712) 323-9962

locations.usbank.com

Edward Jones - Financial Advisor: Karen S Elliott

112 Broadway St Suite 1, West Burlington, IA 52655, USA

+1 (319) 752-9700

www.edwardjones.com

First Whitney Bank & Trust

700 Chestnut St, Atlantic, IA 50022, USA

+1 (712) 243-4183

www.firstwhitneybank.com

Collins Community Credit Union - Home Loan Center

1054 73rd St, Clive, IA 50324, USA

+1 (515) 223-0208

www.collinscu.org

Iowa Trust & Savings Bank

12035 University Ave Suite 101, Clive, IA 50325, USA

+1 (515) 225-6229

www.iowatrustbank.com

West Iowa Bank

418 E Call St, Algona, IA 50511, USA

+1 (515) 295-7600

www.westiowabank.com

West Okoboji Pawn

1508 Terrace Park Blvd, Milford, IA 51351, USA

+1 (712) 332-5302

westokobojipawn.com

Top