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Feedback about Farmers & Merchants State Bank?
Here you get acquainted with the feedback of our clients.
I love F and M and the people who work there.
Miss Zella Cummerata Jr.
Absolutely do not trust this place with your money!
Matt Bernhard
I always leave feeling irritated by my interaction with their employees.
Tressa Friesen
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The first three points describe the certain lending company. In other turn, below-specified info makes people grapple with common information about payday loans.
Payday Loans in Winterset, Iowa
Payday loan is issued for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.
It is easy and quick to issue loans in Winterset, Iowa. The rates are set on an individual basis: if a customer repays as much loans as possible, he will be provided one of the most reasonable terms and rates.
APR
337% *
Max Loan
$500
Min Term
Not Specified
Max Term
31 days
How will Farmers & Merchants State Bank help issue a payday loan in Winterset, Iowa?
- Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your bank account.
- No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online form with customer data. It will take several minutes to review the form. The funds are deposited in 24 business hours.
- The approval rate is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill out in the application? - General Info
To submit an application, every borrower should fill in the following data:
Then press a Submit button to recieve an offer from one of the lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by microfinance organizations before taking out a loan. But banks almost 100% deny the application when lenders in Winterset, ia will assess other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit history.
The following common points will be estimated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator is meant for calculating the annual percentage rate. This is a exact cost of the payday loan.
APR Calculator
Other Payday Lenders in Winterset, Iowa
Dupaco Community Credit Union
3301 Cedar Heights Dr, Cedar Falls, IA 50613, USA
+1 (800) 373-7600
www.dupaco.com
Thrivent Financial- Todd Bicknese
602 Washington Ave, Iowa Falls, IA 50126, USA
+1 (641) 316-1072
connect.thrivent.com
Peoples Credit Union
310 1st St, Webster City, IA 50595, USA
+1 (515) 832-6346
www.peoples-credit-union.com
DeAnne Krull - Financial Advisor
120 W Water St, Decorah, IA 52101, USA
+1 (563) 387-3640
www.bankofthewest.com
