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2.9 15 reviews

1843 Johnson Ave NW, Cedar Rapids, IA 52405, USA
+1 (800) 475-1150
www.collinscu.org

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Mailing Address

Company Name

Contact Data

Feedback about Collins Community Credit Union?

Here you read the feedback of our customers.

I've had nothing but great service from Collins CCU.

Theodora Mohr

This ridiculous institution just took over Federal Employees Credit Union.

Prof. Alana Willms Jr.

How can they run a business when they never pick up there phones?.

Estefania Pouros IV

Pay Attention

The first three points describe the certain lending company. In other turn, below-defined info makes readers grapple with shared information about payday loans.

Payday Loans in Cedar Rapids, Iowa

Payday loan is taken out for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in Cedar Rapids, Iowa is taken out simply and fast. The interest rate is defined respecting the category of the client: the more loans are successfully paid off, the more attractive terms will be offered to you.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Collins Community Credit Union help issue a payday loan in Cedar Rapids, Iowa?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take several minutes to review the form. The funds are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is reviewed by financial institutions. Microfinance organizations in Cedar Rapids, ia consider this circumstance not an obstacle to issue a loan. The borrower of a loan should be prepared to objectively estimate financial capabilities, issue a loan, pay off the debt on a due date and not only cope with current problems, but improve the credit rating.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should calculate its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Cedar Rapids, Iowa

Fidelity Bank & Trust

25 N Chestnut Ave, New Hampton, IA 50659, USA

+1 (641) 394-3021

www.statebankia.com

Edward Jones - Financial Advisor: Kyle S Keck

123 Boulevard Rd Ste 2, Keokuk, IA 52632, USA

+1 (319) 313-7376

www.edwardjones.com

Transamerica Financial Advisor

116 S 4th St, Cherokee, IA 51012, USA

+1 (712) 221-3015

Edward Jones - Financial Advisor: Brad W Ludwig, AAMS®

100 Fox St SE, Cascade, IA 52033, USA

+1 (563) 852-7055

www.edwardjones.com

MoneyGram

331 N Roosevelt Ave spc l, Burlington, IA 52601, USA

+1 (319) 754-7655

locations.moneygram.com

MidWestOne Bank

802 13th St, Belle Plaine, IA 52208, USA

+1 (319) 444-2842

www.midwestone.bank

Marion County Bank

800 Main St, Pella, IA 50219, USA

+1 (641) 628-2191

www.marioncountybank.com

Community First

2800 220th Trail, Amana, IA 52204, USA

+1 (319) 622-6359

Vibrant Credit Union ATM

2445 Valley W Ct, Clinton, IA 52732, USA

+1 (800) 323-5109

vibrantcreditunion.org

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