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Below you read some of the reviews of our clients.
United Iowa Financial seems nice. Applied twice. The first cash advance approved was small – $500, but next time the limit was increased to $600. Repaid the loan on due date. The managers were friendly, they gave clear answers to all my questions. No delays. But their interest rates are not the lowest on the net.
Easy application. I only needed an ID and a bank account. Same day lending decision. The first time I was approved for $600 only. Hope the limit will increase next time. APR is average. Repaid the loan even before the due date. If required, the term can be also extended.
Was invited to a birthday party but was broke at that time. A friend recommended me to use United Iowa Financial. And I did. This was the best decision! Yes, the APR was high but I suppose it’s because I had bad credit. In general, The process was trouble free.
Below you can review general information about payday loans and their common characteristics.
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Payday loans in Cedar Rapids, Iowa is are easy to get. The interest rate is individual for each person and depends on various things: age, income, loan amount needed, loan term, credit score, etc.
If you have a bad credit score you may still get a payday loan. Such loans are designed to help meet the needs of consumers with bad credit scores. There are lenders who may be willing to offer you a payday loan even if you have a poor credit score. You will need a regular income to get approved for a bad credit payday loan.
To get accepted for a loan, you must comply with the following requirements: