Welcome to Our Online Loan Referral Service

5 reviews

329 12th Ave SE Suite 106, Cedar Rapids, IA 52401, USA
+1 (319) 449-1145
www.unitediowafinancial.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

2017-08-10

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

unitediowafinancial.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

What people think about United Iowa Financial?

Below you read some of the reviews of our clients.

United Iowa Financial seems nice. Applied twice. The first cash advance approved was small – $500, but next time the limit was increased to $600. Repaid the loan on due date. The managers were friendly, they gave clear answers to all my questions. No delays. But their interest rates are not the lowest on the net.

Anabel Koepp I

Easy application. I only needed an ID and a bank account. Same day lending decision. The first time I was approved for $600 only. Hope the limit will increase next time. APR is average. Repaid the loan even before the due date. If required, the term can be also extended.

Heloise Ryan

Was invited to a birthday party but was broke at that time. A friend recommended me to use United Iowa Financial. And I did. This was the best decision! Yes, the APR was high but I suppose it’s because I had bad credit. In general, The process was trouble free.

Mrs. Shakira Hintz DDS

Important

Below you can review general information about payday loans and their common characteristics.

Payday Loans in Cedar Rapids, Iowa

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans in Cedar Rapids, Iowa is are easy to get. The interest rate is individual for each person and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still get a payday loan. Such loans are designed to help meet the needs of consumers with bad credit scores. There are lenders who may be willing to offer you a payday loan even if you have a poor credit score. You will need a regular income to get approved for a bad credit payday loan.

To get accepted for a loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the cash advance loan in a few minutes.

APR Calculator

Other Payday Lenders in Cedar Rapids, Iowa

Dupaco Community Credit Union

503 US-30, Carroll, IA 51401, USA

+1 (800) 373-7600

www.dupaco.com

CENT Credit Union

25 W State St, Mason City, IA 50401, USA

+1 (641) 424-2368

www.centcu.org

MidWestOne Bank

913 Locust St, Dubuque, IA 52001, USA

+1 (563) 582-1846

www.midwestone.bank

U.S. Bank Branch

201 W 2nd St, Davenport, IA 52801, USA

+1 (563) 328-3100

locations.usbank.com

Edward Jones - Financial Advisor: Adam D Bahr, AAMS®

915 Braden Ave, Chariton, IA 50049, USA

+1 (641) 774-2585

www.edwardjones.com

Check Into Cash

2584 Hubbell Ave, Des Moines, IA 50317, USA

+1 (515) 262-4233

local.checkintocash.com

American Bank

234 5th Ave SW, Le Mars, IA 51031, USA

+1 (712) 546-2345

www.am-bank.com

Jerry's Pawn & Jewelry

1599 Central Ave, Dubuque, IA 52001, USA

+1 (563) 583-0657

www.facebook.com

MidWestOne Bank

500 S Clinton St, Iowa City, IA 52240, USA

+1 (319) 356-5800

www.midwestone.bank

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