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2 4 reviews

3401 Mt Vernon Rd SE, Cedar Rapids, IA 52403, USA
+1 (319) 364-7326
locations.usbank.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

What people think about U.S. Bank Branch?

Below you read some of the opinions of our customers.

Great place with great people working there

Norberto Schneider

I'm not depositing any more money with them.

Mr. Blake Lowe

Both lines were open and very long.

Mr. Kristopher O'Kon

Important

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Cedar Rapids, Iowa

Payday loans are short-term loans originally invented to tide people over until payday. You can typically borrow from $100 to $1,000.

Cash advance loans may turn out an easy and speedy solution to a short-term problem in Cedar Rapids, Iowa. Loans from payday lenders can get you money within a few hours. Your APR will depend on a few factors.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give individuals with a poor credit score an increased opportunity to get accepted for such loans. A payday loan may be the only financial product available for some clients to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your means and pay back your loan commitments in good time.

To get accepted for a payday loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and learn the definite cost of the payday loan immediately.

APR Calculator

Other Payday Lenders in Cedar Rapids, Iowa

Principal Financial Group

11683 Virginia St, New Virginia, IA 50210, USA

+1 (641) 466-3385

www.principal.com

MidWestOne Bank

112 N Main St, Sigourney, IA 52591, USA

+1 (641) 622-2381

www.midwestone.bank

Hometown Cash Advance

140 E 53rd St, Davenport, IA 52806, USA

+1 (563) 324-4700

Collins Community Credit Union

1655 Jordan St, North Liberty, IA 52317, USA

+1 (800) 475-1150

www.collinscu.org

Farm Credit Services of America

7419 Nordic Dr, Cedar Falls, IA 50613, USA

+1 (319) 266-3551

www.fcsamerica.com

Boone Bank & Trust Co.

716 8th St, Boone, IA 50036, USA

+1 (515) 432-6200

www.boonebankiowa.com

Bank of the West

1070 73rd St, Clive, IA 50324, USA

+1 (515) 657-6333

www.bankofthewest.com

Country Home Loans

4056 4th St SW, Mason City, IA 50401, USA

+1 (641) 423-2862

Central Financial Group

111 E Call St #2762, Algona, IA 50511, USA

+1 (515) 295-7748

www.centralfinancialgroup.com

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