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2 4 reviews

3401 Mt Vernon Rd SE, Cedar Rapids, IA 52403, USA
+1 (319) 364-7326
locations.usbank.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

What people think about U.S. Bank Branch?

Below you read some of the opinions of our customers.

Great place with great people working there

Norberto Schneider

I'm not depositing any more money with them.

Mr. Blake Lowe

Both lines were open and very long.

Mr. Kristopher O'Kon

Important

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Cedar Rapids, Iowa

Payday loans are short-term loans originally invented to tide people over until payday. You can typically borrow from $100 to $1,000.

Cash advance loans may turn out an easy and speedy solution to a short-term problem in Cedar Rapids, Iowa. Loans from payday lenders can get you money within a few hours. Your APR will depend on a few factors.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give individuals with a poor credit score an increased opportunity to get accepted for such loans. A payday loan may be the only financial product available for some clients to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your means and pay back your loan commitments in good time.

To get accepted for a payday loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and learn the definite cost of the payday loan immediately.

APR Calculator

Other Payday Lenders in Cedar Rapids, Iowa

Bank of the West

4910 SE 14th St, Des Moines, IA 50320, USA

+1 (515) 287-3377

www.bankofthewest.com

Watkins Savings Bank

202 1st St, Watkins, IA 52354, USA

+1 (319) 227-7773

watkinsbank.com

Great Western Bank

2739 1st Ave SE, Cedar Rapids, IA 52402, USA

+1 (319) 774-2120

www.greatwesternbank.com

Blackhawk Bank & Trust ATM

200 E 3rd St, Davenport, IA 52801, USA

+1 (309) 787-4451

www.choosethechief.com

Charter Bank

455 6th St, Waukee, IA 50263, USA

+1 (515) 987-1000

www.charterbanker.com

LPI Loans

204 4th Ave S, Clinton, IA 52732, USA

+1 (563) 242-8800

lpiloans.com

Walmart Money Center

806 Laurel St, Creston, IA 50801, USA

+1 (641) 782-6954

www.walmart.com

Cnac

125 S Roosevelt Ave, Burlington, IA 52601, USA

+1 (319) 754-4469

Edward Jones - Financial Advisor: Shannon Hall

1820 Main St D, Cedar Falls, IA 50613, USA

+1 (319) 277-3867

www.edwardjones.com

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