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Loan agency in Mason City, Iowa

4056 4th St SW, Mason City, IA 50401, USA
+1 (641) 423-2862
Friday
10AM–6PM
Saturday
10AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM

Feedback about Country Home Loans?

Here you read the feedback of our clients.

Ben and his staff have been very helpful as I work to buy my first home.

Jabari Hudson

His customer service is unmatched!

Dr. Ibrahim Lubowitz

So now I'm a proud State Farm Ben Bartelt customer!

Dr. Cierra Larson

Pay Attention

Above-shown info offers the details about a certain lending company. Below-defined info is oriented on general information about payday loans.

Payday Loans in Mason City, Iowa

Payday loans are a type of loans taken out by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in Mason City, Iowa is taken out simply and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more payday loans you pay back off, the more reasonable rates a borrower will get.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Country Home Loans help issue a loan in Mason City, Iowa?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Money are issued around the clock. The loan will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Mason City, Iowa. The company will estimate many points to qualify such as solvency. Payday loans will be a way to enhance your bad credit score into a favorable one.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Mason City, Iowa

Advance America

331 N Roosevelt Ave Space L, Burlington, IA 52601, USA

+1 (319) 754-7655

www.advanceamerica.net

Edward Jones - Financial Advisor: Jeff Barta

702 S Gilbert St Ste 102, Iowa City, IA 52240, USA

+1 (319) 351-6095

www.edwardjones.com

Waukon State Bank

22 W Main St, Waukon, IA 52172, USA

+1 (563) 568-3451

www.waukonstatebank.com

First Bank

316 E Bremer Ave, Waverly, IA 50677, USA

+1 (319) 352-1340

www.firstiowa.bank

Veridian Credit Union

5401 NW 86th St, Johnston, IA 50131, USA

+1 (800) 235-3228

www.veridiancu.org

IH Mississippi Valley Credit Union

2839 AAA Ct, Bettendorf, IA 52722, USA

+1 (309) 793-6200

www.ihmvcu.org

Community Bank & Trust

11 Tower Park Dr, Waterloo, IA 50701, USA

+1 (319) 235-6709

www.communitybt.bank

First State Bank

600 Park St, Stanhope, IA 50246, USA

+1 (515) 826-3222

www.fsbwc.com

Community Bank & Trust

615 Cedar St, Muscatine, IA 52761, USA

+1 (563) 263-1122

www.commbk.net

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