Welcome to Our Online Loan Referral Service

2.3 3 reviews

5000 Edgewood Rd NE, Cedar Rapids, IA 52411, USA
+1 (319) 393-8693
www.bankofthewest.com
Sunday
Closed
Monday
9:30AM–4PM
Tuesday
9:30AM–4PM
Wednesday
9:30AM–4PM
Thursday
9:30AM–4PM
Friday
9:30AM–4PM
Saturday
9AM–12PM

Domain Info

Created Date

1996-01-23

Mailing Address

13505 California St, Omaha, NE, 68154-5247, United States

Company Name

knudsen, karla

Bank of the West - (Josh Reniker)

Contact Data

registrar@bankofthewest.com

+1.4029185727

Feedback about Bank of the West?

Here you read the feedback of our customers.

This bank charged a $7.50 to cash a check from one of their customers!

Prof. Cicero Gottlieb

The bank staff is very nice.

Malcolm Keebler

Great place for your loans and banking needs.. highly recommend

Donna Wilkinson

They gave me a loan when my credit wasn’t very good. Thank you!

Dr. Dusty Glover DDS

Avant is very easy to work with and their rates are very good! I have had a loan with them and a credit card and am very pleased with both!

Orrin Stamm

He also got me in and out in a timely manner.

Ms. Albina Lang MD

Manager rude as hell !

Cassandre Miller III

Pay Attention

Further there will be shown the details about not a exact lending company. The information below will define common information about payday loans and its specific features.

Payday Loans in Cedar Rapids, Iowa

Payday loans are a type of loans issued by payday lending company to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in Cedar Rapids, Iowa is issued easily and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more cash advance you pay back off, the more favorable rates a client will get.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Bank of the West help take out a loan in Cedar Rapids, Iowa?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to review the application. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Lenders do not consider this factor the only one to take out a loan in Cedar Rapids, Iowa. They estmate many other factors before taking out a cash advance. One of them is financial capabilities. This is a way to improve your credit score.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the loan, you are welcome to utilize the calculator. It will specify the cost of the cash advance.

APR Calculator

Other Payday Lenders in Cedar Rapids, Iowa

Edward Jones - Financial Advisor: Joseph H Schettler

50 School St, Carlisle, IA 50047, USA

+1 (515) 989-4100

www.edwardjones.com

Pilot Grove Savings Bank

516 Main St, Houghton, IA 52631, USA

+1 (319) 469-6151

www.pilotgrovesavingsbank.com

Peoples Bank Milo

201 Main St, Milo, IA 50166, USA

+1 (641) 942-6221

www.mybankpsb.com

First State Bank

413 East St, Lynnville, IA 50153, USA

+1 (641) 527-2535

www.fsbankia.com

U.S. Bank Branch

126 Grand Ave, Spencer, IA 51301, USA

+1 (712) 262-1940

locations.usbank.com

MoneyGram

2307 5th Ave S, Fort Dodge, IA 50501, USA

+1 (515) 573-2274

locations.moneygram.com

CBI Bank & Trust, Muscatine - Downtown Banking Center

301 Iowa Ave, Muscatine, IA 52761, USA

+1 (563) 263-3131

www.cbibt.com

United Bank of Iowa

107 Main St, Cushing, IA 51018, USA

+1 (712) 384-2110

www.unitedbk.bank

U.S. Bank ATM

112 W 2nd St S, Newton, IA 50208, USA

+1 (800) 872-2657

usbank.com

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