Welcome to Our Online Loan Referral Service

3.2 9 reviews

509 E Main St, Ottumwa, IA 52501, USA
+1 (641) 682-8661
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
8:30AM–4PM
Saturday
8:30AM–4PM
Sunday
Closed
Monday
8:30AM–4PM

What people think about Nancy's Pawn Shop?

Below you find some of the reviews of our customers.

Used Nancy's Pawn Shop for the second time. The lender is legit. They always keep you updated on your loan. No fraud. You can always extend your loan. They are always there when I need extra money.

Hellen Dickinson

Was invited to a wedding but was empty at that time. A friend recommended me to apply for a loan via Nancy's Pawn Shop. And I did. This was the best decision! Yes, the APR was high but I think it’s because I had no credit. In general, The process was straightforward.

Dr. Sigrid Hilpert Sr.

I was embarrassed to borrow from my dad so I decided to apply for a small loan via Nancy's Pawn Shop. Found them online and the user reviews were positive I have already applied 3 times and every time I was eligible very quickly. Very happy.

Colin Macejkovic

Used Nancy's Pawn Shop for the third time. The company is honest. They always keep you updated on your debt. No cheating. You can always extend your loan. They are always there when I need extra funds.

Carmelo Beer

I always use Nancy's Pawn Shop when it need a loan. The application process is quick. No troubles.

Prof. Anabelle Berge

Pay Attention

Above there is information about a exact company. Below you can see common aspects of payday loans.

Payday Loans in Ottumwa, Iowa

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

Payday loans in Ottumwa, Iowa is are easy to access. The interest rate is specific for each person and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies consumers from getting a bank loan. Payday loans give people with a bad credit history an increased chance to get accepted for payday loans. A payday loan may be the only option available for some borrowers to help them out of fix. If you take out such a loan, it is critical that you always borrow within your capabilities and pay off your loan commitments on time.

To get accepted for a cash advance, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to learn the definite cost of the cash advance loan even before applying.

APR Calculator

Other Payday Lenders in Ottumwa, Iowa

Peoples Bank

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+1 (515) 436-7418

www.mypeoples.bank

Advance America

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+1 (563) 582-0625

www.advanceamerica.net

Cooperative Credit Company

128 3rd St NW, Sioux Center, IA 51250, USA

+1 (712) 722-1717

www.cooperativecredit.com

United Bank of Iowa

320 Front St, Pierson, IA 51048, USA

+1 (712) 375-5329

www.unitedbk.bank

Farmers Savings Bank

2121 Okoboji Ave, Milford, IA 51351, USA

+1 (712) 338-4800

www.fsbfostoria.com

Home Services Lending

327 2nd St, Coralville, IA 52241, USA

+1 (319) 248-2822

www.wellsfaego.com

Midstates Bank

705 1st St, Sergeant Bluff, IA 51054, USA

+1 (712) 943-3500

www.midstatesbank.com

Edward Jones - Financial Advisor: Doug Wagner

120 N 7th St, Estherville, IA 51334, USA

+1 (712) 362-7744

www.edwardjones.com

Corydon State Bank

201 W Jackson St, Corydon, IA 50060, USA

+1 (641) 872-2212

www.corydonstatebank.com

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