What people think about Nancy's Pawn Shop?
Below you find some of the reviews of our customers.
Used Nancy's Pawn Shop for the second time. The lender is legit. They always keep you updated on your loan. No fraud. You can always extend your loan. They are always there when I need extra money.
Hellen Dickinson
Was invited to a wedding but was empty at that time. A friend recommended me to apply for a loan via Nancy's Pawn Shop. And I did. This was the best decision! Yes, the APR was high but I think it’s because I had no credit. In general, The process was straightforward.
Dr. Sigrid Hilpert Sr.
I was embarrassed to borrow from my dad so I decided to apply for a small loan via Nancy's Pawn Shop. Found them online and the user reviews were positive I have already applied 3 times and every time I was eligible very quickly. Very happy.
Colin Macejkovic
Used Nancy's Pawn Shop for the third time. The company is honest. They always keep you updated on your debt. No cheating. You can always extend your loan. They are always there when I need extra funds.
Carmelo Beer
I always use Nancy's Pawn Shop when it need a loan. The application process is quick. No troubles.
Prof. Anabelle Berge
Pay Attention
Above there is information about a exact company. Below you can see common aspects of payday loans.
Payday Loans in Ottumwa, Iowa
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.
Payday loans in Ottumwa, Iowa is are easy to access. The interest rate is specific for each person and depends on various things: age, income, loan amount needed, loan term, credit score, etc.
APR
337% *
Max Loan
$500
Min Term
Not Specified
Max Term
31 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a bad credit score automatically disqualifies consumers from getting a bank loan. Payday loans give people with a bad credit history an increased chance to get accepted for payday loans. A payday loan may be the only option available for some borrowers to help them out of fix. If you take out such a loan, it is critical that you always borrow within your capabilities and pay off your loan commitments on time.
To get accepted for a cash advance, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to learn the definite cost of the cash advance loan even before applying.
APR Calculator
Other Payday Lenders in Ottumwa, Iowa
Bank Iowa - Shenandoah (Drive-up)
1300 W Nishna Rd, Shenandoah, IA 51601, USA
+1 (712) 246-3473
www.bankiowa.bank
Edward Jones - Financial Advisor: Natalie Swartout, AAMS®
200 State St, Garner, IA 50438, USA
+1 (641) 923-3295
www.edwardjones.com
Center Point Bank & Trust
901 Bank Ct, Center Point, IA 52213, USA
+1 (319) 849-1838
www.centerpointbank.com
