Welcome to Our Online Loan Referral Service

3.2 9 reviews

509 E Main St, Ottumwa, IA 52501, USA
+1 (641) 682-8661
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
8:30AM–4PM
Saturday
8:30AM–4PM
Sunday
Closed
Monday
8:30AM–4PM

What people think about Nancy's Pawn Shop?

Below you find some of the reviews of our customers.

Used Nancy's Pawn Shop for the second time. The lender is legit. They always keep you updated on your loan. No fraud. You can always extend your loan. They are always there when I need extra money.

Hellen Dickinson

Was invited to a wedding but was empty at that time. A friend recommended me to apply for a loan via Nancy's Pawn Shop. And I did. This was the best decision! Yes, the APR was high but I think it’s because I had no credit. In general, The process was straightforward.

Dr. Sigrid Hilpert Sr.

I was embarrassed to borrow from my dad so I decided to apply for a small loan via Nancy's Pawn Shop. Found them online and the user reviews were positive I have already applied 3 times and every time I was eligible very quickly. Very happy.

Colin Macejkovic

Used Nancy's Pawn Shop for the third time. The company is honest. They always keep you updated on your debt. No cheating. You can always extend your loan. They are always there when I need extra funds.

Carmelo Beer

I always use Nancy's Pawn Shop when it need a loan. The application process is quick. No troubles.

Prof. Anabelle Berge

Pay Attention

Above there is information about a exact company. Below you can see common aspects of payday loans.

Payday Loans in Ottumwa, Iowa

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

Payday loans in Ottumwa, Iowa is are easy to access. The interest rate is specific for each person and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies consumers from getting a bank loan. Payday loans give people with a bad credit history an increased chance to get accepted for payday loans. A payday loan may be the only option available for some borrowers to help them out of fix. If you take out such a loan, it is critical that you always borrow within your capabilities and pay off your loan commitments on time.

To get accepted for a cash advance, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to learn the definite cost of the cash advance loan even before applying.

APR Calculator

Other Payday Lenders in Ottumwa, Iowa

Community 1st Credit Union

300 S Jefferson Way, Indianola, IA 50125, USA

+1 (515) 961-9194

www.c1stcreditunion.com

EZ Money Check Cashing

2910 E University Ave, Des Moines, IA 50317, USA

+1 (515) 266-7980

des-moines-ia-university.getezmoney.com

Edward Jones - Financial Advisor: Jerry Kedley

947 13th Ave N, Clinton, IA 52732, USA

+1 (563) 243-2776

www.edwardjones.com

Pilot Grove Savings Bank

403 S Gear Ave #101, West Burlington, IA 52655, USA

+1 (319) 208-7857

www.pilotgrovesavingsbank.com

Community Bank & Trust

11 Tower Park Dr, Waterloo, IA 50701, USA

+1 (319) 235-6709

www.communitybt.bank

Dupaco Community Credit Union

218 W Mullan Ave, Waterloo, IA 50701, USA

+1 (800) 373-7600

www.dupaco.com

Edward Jones - Financial Advisor: Mark A Clark

3136 Mt Vernon Rd SE, Cedar Rapids, IA 52403, USA

+1 (319) 363-8111

www.edwardjones.com

Bank of the West

211 E Boston Ave, Indianola, IA 50125, USA

+1 (515) 961-7411

www.bankofthewest.com

Homeowners Financial Group

121 S Story St, Rock Rapids, IA 51246, USA

+1 (712) 472-3015

www.homeownersfg.com

Top