Feedback about Hometown Cash Advance?
Here you get acquainted with the reviews of our clients.
Very friendly and provide service with a smile
Deion Mueller
Always great customer service
Kiarra Bins
They mailed it back with a note stating that they don't accept money orders.
Nicolas Homenick DDS
… always pleasant courteous and efficient.I am always greeted with smile and thanked for my business. Its a real pleasure dealing with Hometown cash advance!!!🌟🌟🌟🌟🌟
Sincere Muller
Very polite and helpful staff! Highly recommended!
Carrie Cole
Thank u Guys for the great customer service 😊
Palma Orn
Great selection and outstanding service every time I stop in!
Dejah Fay
Manager blamed the low offer on their computers pricing system.
Burnice Cassin
Good business there no problem at all I love bring stuff there and they fair
Dr. Percy Dach DVM
I've (unfortunately) had to take payday loans out several times over the years and by far the best experience I've had has been with the girls at Hometown. They are so …
Dr. Jason Langosh
Very friendly and provide service with a smile
Eda Hessel
Pay Attention
The first three points describe the certain lending company. In other turn, below-defined info makes readers get acquainted common information about payday loans.
Payday Loans in Cedar Rapids, Iowa
According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small loan is taken out: $100-$1,000.
Such financial products as payday loan in Cedar Rapids, Iowa is issued easily and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more loans you pay back off, the more reasonable rates a customer will get.
APR
337% *
Max Loan
$500
Min Term
Not Specified
Max Term
31 days
How will Hometown Cash Advance help take out a payday loan in Cedar Rapids, Iowa?
- Day and night service. Night hours are the same working for online lenders. You should not visit the chosen lender offline. The funds will be deposited to your bank account.
- No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online application with customer data. It will take some minutes to consider the form. The funds are deposited in 24 business hours.
- The approval rate is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
What data to fill in in the application? - General Info
To submit an application, every borrower should fill out the following data:
Then you have to press a Submit button and get a decision.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history is a unfavorable factor that is processed by financial institutions. Lenders in Cedar Rapids, ia review this circumstance not an obstacle to issue a loan. The borrower of a loan should be prepared to objectively assess financial abilities, issue a loan, repay the debt on a due date and not only solve current problems, but enhance the credit rating.
The following common points will be assessed before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator clarifies the cost of the loan known as annual percentage rate.
APR Calculator
Other Payday Lenders in Cedar Rapids, Iowa
Blackhawk Bank & Trust
335 River Dr, Princeton, IA 52768, USA
+1 (563) 289-5311
www.choosethechief.com
Citizens Community Credit Union
247 E Main St, Belmond, IA 50421, USA
+1 (641) 444-3388
www.citizenscu.com
Advance America
3135 Wiley Blvd SW Ste. 107, Cedar Rapids, IA 52404, USA
+1 (319) 390-5800
www.advanceamerica.net
Two Rivers Bank & Trust
3025 Ingersoll Ave, Des Moines, IA 50312, USA
+1 (515) 331-3304
www.tworiversbank.com
