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4.7 31 reviews
Loan agency in Cedar Rapids, Iowa

219 Edgewood Rd NW, Cedar Rapids, IA 52405, USA
7 years in business
+1 (319) 390-5300
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–2PM
Sunday
(Easter)
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM

Feedback about Hometown Cash Advance?

Here you get acquainted with the reviews of our clients.

Very friendly and provide service with a smile

Deion Mueller

Always great customer service

Kiarra Bins

They mailed it back with a note stating that they don't accept money orders.

Nicolas Homenick DDS

… always pleasant courteous and efficient.I am always greeted with smile and thanked for my business. Its a real pleasure dealing with Hometown cash advance!!!🌟🌟🌟🌟🌟

Sincere Muller

Very polite and helpful staff! Highly recommended!

Carrie Cole

Thank u Guys for the great customer service 😊

Palma Orn

Great selection and outstanding service every time I stop in!

Dejah Fay

Manager blamed the low offer on their computers pricing system.

Burnice Cassin

Good business there no problem at all I love bring stuff there and they fair

Dr. Percy Dach DVM

I've (unfortunately) had to take payday loans out several times over the years and by far the best experience I've had has been with the girls at Hometown. They are so …

Dr. Jason Langosh

Very friendly and provide service with a smile

Eda Hessel

Pay Attention

The first three points describe the certain lending company. In other turn, below-defined info makes readers get acquainted common information about payday loans.

Payday Loans in Cedar Rapids, Iowa

According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small loan is taken out: $100-$1,000.

Such financial products as payday loan in Cedar Rapids, Iowa is issued easily and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more loans you pay back off, the more reasonable rates a customer will get.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Hometown Cash Advance help take out a payday loan in Cedar Rapids, Iowa?

  • Day and night service. Night hours are the same working for online lenders. You should not visit the chosen lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with customer data. It will take some minutes to consider the form. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is processed by financial institutions. Lenders in Cedar Rapids, ia review this circumstance not an obstacle to issue a loan. The borrower of a loan should be prepared to objectively assess financial abilities, issue a loan, repay the debt on a due date and not only solve current problems, but enhance the credit rating.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Cedar Rapids, Iowa

Edward Jones - Financial Advisor: Jerri Sadler, AAMS®

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+1 (515) 295-7766

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Advance America

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+1 (563) 386-9505

www.advanceamerica.net

Dupaco Community Credit Union

185 Peosta St, Peosta, IA 52068, USA

+1 (800) 373-7600

www.dupaco.com

Edward Jones - Financial Advisor: Alex Arkema, CRPC®

1410 Main St, Rock Valley, IA 51247, USA

+1 (712) 476-5540

www.edwardjones.com

Bank Iowa - Lawler

500 E, IA-24, Lawler, IA 52154, USA

+1 (563) 238-2054

www.bankiowa.bank

Exchange State Bank

823 Wheeler St # 32, Ames, IA 50010, USA

+1 (515) 232-5060

www.esb1.com

Bank Iowa - Pella

640 Washington St, Pella, IA 50219, USA

+1 (641) 628-1056

www.bankiowa.bank

Edward Jones - Financial Advisor: Douglas D Dodgen

217 Duff Ave, Ames, IA 50010, USA

+1 (515) 232-3371

www.edwardjones.com

Principal Financial Group

312 E 7th St, Logan, IA 51546, USA

+1 (712) 644-2710

www.principal.com

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