Welcome to Our Online Loan Referral Service

3.8 9 reviews

3025 Ingersoll Ave, Des Moines, IA 50312, USA
+1 (515) 331-3304
www.tworiversbank.com
Friday
8:30AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM

Domain Info

Created Date

2004-11-12

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, IA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Two Rivers Bank & Trust?

Here you see the feedback of our customers.

It's a really good place

Loren Nitzsche

The service could be quicker as setting up an account took an hour and a half.

Prof. Ethel Schaefer Sr.

I highly recommend Nihada and Two Rivers Bank & Trust to everyone I talk to!

Dr. Richard Paucek Jr.

Pay Attention

Lending companies are shown in the first three points. Below info defines common information about payday loans.

Payday Loans in Des Moines, Iowa

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Des Moines, Iowa is issued simply and quickly. The interest percentage is set considering the category of the customer: the more loans are successfully paid back, the more attractive terms will be offered to you.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Two Rivers Bank & Trust help take out a payday loan in Des Moines, Iowa?

  • 24/7 service. Such online services allow you to get funds at any time. Funds are issued day and night. The payday loan will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to deny the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Des Moines, Iowa. They rate many other factors before taking out a loan. One of them is solvency. This is a way to enhance your credit rating.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will provide the cost of the loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Des Moines, Iowa

Blackhawk Bank & Trust ATM

200 E 3rd St, Davenport, IA 52801, USA

+1 (309) 787-4451

www.choosethechief.com

Farmers Savings Bank

205 Main St, Colesburg, IA 52035, USA

+1 (563) 856-2525

www.farmerssavingsbank.com

Union Bank & Trust ATM

900 S Locust St, Glenwood, IA 51534, USA

+1 (402) 323-1777

www.ubt.com

Advance America

1705 S 1st Ave Ste. O, Iowa City, IA 52240, USA

+1 (319) 341-8300

www.advanceamerica.net

Edward Jones - Financial Advisor: Dave Hassman

121 E 1st St, Sumner, IA 50674, USA

+1 (563) 578-3452

www.edwardjones.com

Farm Credit Services of America

919 Bella Vista Dr, Carroll, IA 51401, USA

+1 (712) 792-4941

www.fcsamerica.com

Heartland Financial

1398 Central Ave, Dubuque, IA 52001, USA

+1 (563) 589-2100

www.htlf.com

U.S. Bank Branch

2615 Grand Ave, Ames, IA 50010, USA

+1 (515) 232-0093

locations.usbank.com

Kerndt Brothers Savings Bank - Lansing

370 Main St, Lansing, IA 52151, USA

+1 (563) 538-4231

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