Welcome to Our Online Loan Referral Service

4.8 82 reviews
Loan agency in Cedar Rapids, Iowa

323 Edgewood Rd NW, Cedar Rapids, IA 52405, USA
35 years in business
+1 (319) 396-3520
cedar-rapids-ia-edgewood.getezmoney.com
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
(Easter)
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM

Domain Info

Created Date

2004-02-26

Mailing Address

Nebraska, United States

Company Name

Contact Data

Feedback about EZ Money Check Cashing?

Here you get acquainted with the feedback of our customers.

If you ever need a little extra money to get you you to your payday, Ez Money on Edgewood Rd is the place to go. The ladies at Ez Money are friendly and knowledgeable …

Litzy Rice

… clearly works hard to keep things in order along with accurate. This is the only place I'll go when needing to cash a check or if in need of a payday loan. Keep it up!

Emerson Marks

Staff is always happy to serve you and very pleasant.

Miss Jazmin Bailey MD

Staff is always happy to serve you and very pleasant.

Trace Jacobson

They do not want to work just lazy people.

Eldred Upton

Employees are very personable and helpful.

Nia Stamm V

Go see jason and anita they are a great set of people

Breanne Mraz

Every single thing I asked or said was met with a very bad attitude.

Zakary Crooks DVM

Friendly and educated staff service.

Ms. Gabrielle Williamson

Walking distance from every hotel in the immediate area.

Arlene Sauer DVM

Service was excellent.

Brannon Heller

Best place to relax and enjoy your hot chocolate and or coffee or espresso

Ms. Edyth Ferry

Great friendly staff, fast polite service.

Chesley Bartoletti MD

My fave is the Caramel Ribbon Crunch, my daughter's is the pink drink!

Mr. Jeffry Sipes I

Great food and drinks to choose from and easy to customize drinks on the app!

Dr. Emory Gislason Sr.

I went inside and ordered an iced coffee with room for cream.

Leanne D'Amore

Super friendly staff and great environment

Eleanora Connelly

Kind, courteous, and willing to give you the best price possible.

Perry Jaskolski

Horrible people, this place has the rudest employee.

Dr. Broderick Littel DDS

All the employees are incredibly friendly and make your experience enjoyable.

Derek Stoltenberg

They gave us a great deal, super friendly, and super personable!

Dr. Shanelle Zemlak

Lazy Workers, Poor Service, New Prices For Used Goods.

Dr. Bruce Rutherford

Don't go here, very very unprofessional employees, poor deals.

Madaline Ledner Sr.

Joy was amazing and helped my family tremendously! I recommend going to see her for an honest loan.

Collin Maggio

Always give great service and always helpful and friendly.

Dr. Jeremy Maggio II

Their products are generally cheap quality and not much of a discount.

Dr. Clay Ledner

This place is great prices are super cheap and the staff is very helpful

Cleora Terry

High quality people and service!

Lane Hyatt

Jack helped me get great guitar equipment within my price range!

Dr. Deshawn Mills

They do not want to work just lazy people.

Dr. Victor Gorczany I

For you I give five stars 10 if allowed.

Otho Murray

Also gave extremely low prices on all firearms.

Gabrielle Denesik

Do business with them often and never disappointed.

Guy Nader

Get prices, very affordable Two piece and three piece sets.

Maybell Robel

Again very happy with the staff so you really get whats to expect.

Ms. Maddison Schmitt PhD

My kids love the selection here.

Pearlie Christiansen

Pay Attention

Above-defined info provides the details about a definite lender. Below-specified info is devoted to general information about payday loans.

Payday Loans in Cedar Rapids, Iowa

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for clients.

Payday loans in Cedar Rapids, Iowa are issued hassle-free. The interest percentage is dependent on the client's person-related data: if you pay back more payday loans, the more favorable terms and rates payday lending companies guarantee.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will EZ Money Check Cashing help take out a payday loan in Cedar Rapids, Iowa?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are taken out around the clock. The deposit will be sent to a card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is considered by lenders before taking out a loan. But banks almost 100% deny the request when lenders in Cedar Rapids, ia will estimate other aspects like payment abilities and approve a cash advance. This is a way to improve your credit rating.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Cedar Rapids, Iowa

Farmers Trust & Savings Bank

510 Elm St, Williamsburg, IA 52361, USA

+1 (319) 668-2525

www.ftsbia.com

RACOM Community Credit Union

1161 16th Ave SE, Dyersville, IA 52040, USA

+1 (563) 875-7604

Check Into Cash

420 N Roosevelt Ave #130, Burlington, IA 52601, USA

+1 (319) 754-1900

local.checkintocash.com

Check Into Cash

700 11th St SW Ste 8, Spencer, IA 51301, USA

+1 (712) 262-6670

local.checkintocash.com

United Bank of Iowa

320 Front St, Pierson, IA 51048, USA

+1 (712) 375-5329

www.unitedbk.bank

MidWestOne Bank

926 Ave G, Fort Madison, IA 52627, USA

+1 (319) 372-3991

www.midwestone.bank

Charter Bank

5526 NW 86th St, Johnston, IA 50131, USA

+1 (515) 331-2265

www.charterbanker.com

Bank 1st

101 E Main St, West Union, IA 52175, USA

+1 (563) 778-2297

www.bank1stia.com

Neighborhood Finance Corporation

1110 Old Marion Rd NE Suite A, Cedar Rapids, IA 52402, USA

+1 (319) 777-7127

neighborhoodfinance.org

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