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4 2 reviews
Loan agency in Centerville, Iowa

109 N 13th St, Centerville, IA 52544, USA
+1 (641) 856-2274
premiumloans.club

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Created Date

2018-08-01

Mailing Address

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Feedback about Doc's Payday Loans?

Here you get acquainted with the reviews of our clients.

I tried to borrow money from Doc's Payday Loans. They refused. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this service.

Dr. Terrence Gleason

I took out $300 for several days. When the cash advance was returned, they applied a great commissions, I had to pay almost $400.

Raven Howe

I issued only $100, and they promised the first customers get 0%, the money was deposited quickly. When I looked at the agreement, it turned out that the overpayment would be 100%. In general, I do not recommend this service, huge overpayment.

Estefania Bergstrom

Pay Attention

Above-specified info offers the details about a definite lender. Below-specified info is devoted to shared information about payday loans.

Payday Loans in Centerville, New York

Payday loans are a kind of loans taken out by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Problem-free financial products are considered as payday loans in Centerville, ny. They are taken out at individual interest rates. They are dependent on customer's data. It is also significant to pay back as much payday loans as possible.

APR

25% small loan cap

How will Doc's Payday Loans help take out a payday loan in Centerville, New York?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are issued day and night. The transfer will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to reject the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Centerville, New York. They rate many other factors before taking out a cash advance. One of them is financial capabilities. This is a way to enhance your credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should calculate its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Centerville, Iowa

Earlham Savings Bank

130 N Chestnut Ave, Earlham, IA 50072, USA

+1 (515) 758-2251

www.earlhambank.com

Viking State Bank

1801 Old Stage Rd, Decorah, IA 52101, USA

+1 (563) 382-5538

www.vikingstatebank.com

Edward Jones - Financial Advisor: Troy L Pugh, AAMS®

2464 IA-22 Suite A, Muscatine, IA 52761, USA

+1 (563) 263-0951

www.edwardjones.com

Security National Bank

901 Pierce St, Sioux City, IA 51101, USA

+1 (712) 277-6500

www.snbonline.com

Fortress Bank

5000 Westown Pkwy Suit 420, West Des Moines, IA 50266, USA

+1 (515) 706-4210

www.bankfortress.com

Bank of the West

718 E Main St, Lamoni, IA 50140, USA

+1 (641) 784-6961

www.bankofthewest.com

State Bank

106 E Main St, Ossian, IA 52161, USA

+1 (563) 532-9375

www.statebankia.com

Bank Iowa - Manilla

341 4th St, Manilla, IA 51454, USA

+1 (712) 654-2962

www.bankiowa.bank

U.S. Bank Branch

5515 Utica Ridge Rd, Davenport, IA 52807, USA

+1 (563) 344-1400

locations.usbank.com

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