Domain Info
Created Date
2005-09-14
Mailing Address
235 RICHMOND AVE, OTTUMWA, IA, 52501-4227, United States
Company Name
Community 1st Credit Union
Community 1st Credit Union
Feedback about Community 1st Credit Union?
Here you get acquainted with the feedback of our clients.
Fast, Friendly service at both locations that I go to in Centerville & Chariton.
Angeline Considine
Excellent services.. very helpful and efficient.
Elouise Gusikowski
I am always treated respectfully, courteously, and greeted with a smile.
Jonatan DuBuque
Pay Attention
Above-shown info offers the details about a exact lender. Below-defined info is oriented on common information about payday loans.
Payday Loans in Centerville, New York
Payday loans are a type of loans taken out by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.
This financial product in Centerville, New York is taken out easily and fast. The interest percentage is specified respecting the category of the borrower: the more loans are successfully repaid, the more attractive terms will be guaranteed to you.
APR
25% small loan cap
How will Community 1st Credit Union help take out a loan in Centerville, New York?
- Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen lender offline. The funds will be transferred to your card.
- No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online form with person-related data. It will take some minutes to consider the application. The money are deposited in 24 business hours.
- The approval rate is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill in in the application? - General Info
To submit an application, every borrower should fill in the following data:
Then you have to submit an application and get a decision.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
If you are declined a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a cash advance. Lenders do not consider this factor the only one to issue a loan in Centerville, New York. The company will estimate many points to qualify such as solvency. Cash advance will be a source to improve your bad credit rating into a favorable one.
The following general points will be estimated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to find out the APR of the loan, you are welcome to utilize the calculator. It will define the cost of the loan.
APR Calculator
Other Payday Lenders in Centerville, Iowa
Collins Community Credit Union
20 Wilson Ave SW, Cedar Rapids, IA 52404, USA
+1 (800) 475-1150
www.collinscu.org
Check Into Cash
1903 Park Ave #5020, Muscatine, IA 52761, USA
+1 (563) 288-9328
local.checkintocash.com
Viking State Bank
1801 Old Stage Rd, Decorah, IA 52101, USA
+1 (563) 382-5538
www.vikingstatebank.com
Edward Jones - Financial Advisor: Nick Dennie
805 1st St W, Independence, IA 50644, USA
+1 (319) 334-7175
www.edwardjones.com
