Welcome to Our Online Loan Referral Service

4.6 17 reviews

999 N 18th St, Centerville, IA 52544, USA
+1 (641) 856-4444
www.c1stcreditunion.com
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8:30AM–5PM

Domain Info

Created Date

2005-09-14

Mailing Address

235 RICHMOND AVE, OTTUMWA, IA, 52501-4227, United States

Company Name

Community 1st Credit Union

Community 1st Credit Union

Contact Data

[email protected]

+1.6416836411

+1.231231234

Feedback about Community 1st Credit Union?

Here you get acquainted with the feedback of our clients.

Fast, Friendly service at both locations that I go to in Centerville & Chariton.

Angeline Considine

Excellent services.. very helpful and efficient.

Elouise Gusikowski

I am always treated respectfully, courteously, and greeted with a smile.

Jonatan DuBuque

Pay Attention

Above-shown info offers the details about a exact lender. Below-defined info is oriented on common information about payday loans.

Payday Loans in Centerville, New York

Payday loans are a type of loans taken out by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

This financial product in Centerville, New York is taken out easily and fast. The interest percentage is specified respecting the category of the borrower: the more loans are successfully repaid, the more attractive terms will be guaranteed to you.

APR

25% small loan cap

How will Community 1st Credit Union help take out a loan in Centerville, New York?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take some minutes to consider the application. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a cash advance. Lenders do not consider this factor the only one to issue a loan in Centerville, New York. The company will estimate many points to qualify such as solvency. Cash advance will be a source to improve your bad credit rating into a favorable one.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the loan, you are welcome to utilize the calculator. It will define the cost of the loan.

APR Calculator

Other Payday Lenders in Centerville, Iowa

Peoples Credit Union

1717 5th Ave S, Fort Dodge, IA 50501, USA

+1 (515) 573-8991

peoples-credit-union.com

Edward Jones - Financial Advisor: C.J. Hash, AAMS®

410 N 18th St, Centerville, IA 52544, USA

+1 (641) 437-4250

www.edwardjones.com

Fidelity Bank & Trust

1550 1st Ave E, Cascade, IA 52033, USA

+1 (563) 852-3245

www.bankfidelity.com

SENB Bank

3401 53rd Ave, Bettendorf, IA 52722, USA

+1 (563) 332-7723

www.senb.com

Hometown Cash Advance

304 W Burlington Ave, Fairfield, IA 52556, USA

+1 (641) 472-0600

Great Southern Bank

921 Iowa Ave, Onawa, IA 51040, USA

+1 (712) 423-1105

locations.greatsouthernbank.com

Glenwood State Bank

501 Lincoln Ave, Pacific Junction, IA 51561, USA

+1 (712) 622-8152

www.glenwoodstatebank.com

Edward Jones - Financial Advisor: Larry M Kelch

1233 Ave H, Fort Madison, IA 52627, USA

+1 (319) 372-8001

www.edwardjones.com

AFC (Automotive Finance Corp.)

1800 SE Gateway Dr, Grimes, IA 50111, USA

+1 (515) 986-1220

www.autofinance.com

Top