Farm Credit Services of America Payday Loans Review

Loan agency in Lucas County, Iowa

Organization owner?

46429 235 Trail, Chariton, IA 50049, USA

+1 (641) 774-8437

www.fcsamerica.com

Friday

7AM–10PM

Saturday

8AM–5PM

Sunday

8AM–5PM

Monday

7AM–10PM

Tuesday

7AM–10PM

Wednesday

7AM–10PM

Thursday

7AM–10PM

Domain Info

Created Date

1998-10-15

Mailing Address

PO BOX 2409, OMAHA, NE, 68103-2409, United States

Company Name

Farm Credit Services of America, ACA

Contact Data

[email protected]

+1.4023483333

+1.9999999999

Feedback about Farm Credit Services of America?

Here you see the reviews of our customers.

I got the loan very fast

Orval Nitzsche

This is by far the best loan experience I have ever had. Rise makes repayments affordable for any amount borrowed.

Joanne Wolf

You guys gave me a loan where others didnt. Thank you

Lexie Kiehn

Pay Attention

Above there are details about a certain lender. Below every user may grapple with the common features of payday loans.

Payday Loans in Chariton, Iowa

Payday loans are a type of loans taken out by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Chariton, Iowa is taken out simply and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more payday loans you pay back off, the more favorable rates a client will get.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Farm Credit Services of America help issue a loan in Chariton, Iowa?

24/7 operation. Such Internet services allow you to credit funds at any time. Funds are issued around the clock. The loan will be sent to a bank account, so a personal visit to the office is not required.
No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval rate. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by payday lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Chariton, ia will estimate other aspects like solvency and approve a cash advance. This is a way to improve your credit rating.

The following general points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will show the cost of the loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Chariton, Iowa

Community 1st Credit Union ATM

1008 W Bell Ave, Knoxville, IA 50138, USA

+1 (641) 828-6775

www.c1stcreditunion.com