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Feedback about Citizens First Bank?
Here you get acquainted with the feedback of our customers.
Always smiling and friendly staff.
Elody Jerde
If i could give half a star or zero stars i would.
Jennifer Mosciski
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Above-shown info offers the details about a definite lender. Below-shown info is oriented on shared information about payday loans.
Payday Loans in Clinton, New York
According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small amount is taken out: $100-$1,000.
This financial product in Clinton, New York is taken out simply and quickly. The interest rate is defined depending on the category of the customer: the more loans are successfully paid off, the more attractive terms will be guaranteed to you.
APR
25% small loan cap
How will Citizens First Bank help take out a loan in Clinton, New York?
- 24/7 service. Such online services allow you to receive funds at any time. Money are issued around the clock. The payday loan will be sent to a bank account, so a personal visit to the store is not necessary.
- No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
- Online application. The application is filled in and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
- High approval rate. When it comes to small amounts, a positive decision comes up 98%.
- Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.
What data to fill out in the application? - General Info
To submit an application, every customer should enter the following data:
Then a borrower should submit an application to get an offer from one of lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
One of the reason of denial for a loan is a bad credit history. This factor is estimated by payday lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Clinton, ny will assess other aspects like financial capabilities and approve a loan. This is a way to enhance your credit score.
The following general points will be estimated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The APR will provide the cost of the payday loan. It takes seconds to see the outcome.
APR Calculator
Other Payday Lenders in Clinton, Iowa
U.S. Bank Branch
2901 W Broadway, Council Bluffs, IA 51501, USA
+1 (712) 323-9962
locations.usbank.com
Collins Community Credit Union
3425 Ingersoll Ave, Des Moines, IA 50312, USA
+1 (800) 475-1150
www.collinscu.org
Edward Jones - Financial Advisor: Matt Trueg
211 E San Marnan Dr, Waterloo, IA 50702, USA
+1 (319) 236-8546
www.edwardjones.com
Greater Iowa Credit Union
1700 SE Delaware Ave, Ankeny, IA 50021, USA
+1 (800) 296-9064
www.gicu.org
Farmers Savings Bank
130 W Mission St, Strawberry Point, IA 52076, USA
+1 (563) 933-2525
www.farmerssavingsbank.com
First Class Community Credit Union
2051 Westown Pkwy, West Des Moines, IA 50265, USA
+1 (515) 224-4300
www.gofirstclass.org
