Welcome to Our Online Loan Referral Service

4.6 11 reviews

1442 Lincoln Way, Clinton, IA 52732, USA
+1 (563) 243-6000
www.gocfb.bank
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM
Friday
8:30AM–4:30PM
Saturday
8:30AM–12PM
Sunday
Closed

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Feedback about Citizens First Bank?

Here you get acquainted with the feedback of our customers.

Always smiling and friendly staff.

Elody Jerde

If i could give half a star or zero stars i would.

Jennifer Mosciski

Pay Attention

Above-shown info offers the details about a definite lender. Below-shown info is oriented on shared information about payday loans.

Payday Loans in Clinton, New York

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small amount is taken out: $100-$1,000.

This financial product in Clinton, New York is taken out simply and quickly. The interest rate is defined depending on the category of the customer: the more loans are successfully paid off, the more attractive terms will be guaranteed to you.

APR

25% small loan cap

How will Citizens First Bank help take out a loan in Clinton, New York?

  • 24/7 service. Such online services allow you to receive funds at any time. Money are issued around the clock. The payday loan will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is estimated by payday lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Clinton, ny will assess other aspects like financial capabilities and approve a loan. This is a way to enhance your credit score.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will provide the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Clinton, Iowa

Easy Cash Solutions

1165 E Locust St, Davenport, IA 52803, USA

+1 (563) 323-1423

U.S. Bank Branch

2901 W Broadway, Council Bluffs, IA 51501, USA

+1 (712) 323-9962

locations.usbank.com

Collins Community Credit Union

3425 Ingersoll Ave, Des Moines, IA 50312, USA

+1 (800) 475-1150

www.collinscu.org

Edward Jones - Financial Advisor: Matt Trueg

211 E San Marnan Dr, Waterloo, IA 50702, USA

+1 (319) 236-8546

www.edwardjones.com

Greater Iowa Credit Union

1700 SE Delaware Ave, Ankeny, IA 50021, USA

+1 (800) 296-9064

www.gicu.org

Reliance State Bank

175 E 3rd St, Garner, IA 50438, USA

+1 (641) 923-2801

www.rsbiowa.com

Washington State Bank

121 S Marion Ave, Washington, IA 52353, USA

+1 (800) 714-2287

www.washsb.com

Farmers Savings Bank

130 W Mission St, Strawberry Point, IA 52076, USA

+1 (563) 933-2525

www.farmerssavingsbank.com

First Class Community Credit Union

2051 Westown Pkwy, West Des Moines, IA 50265, USA

+1 (515) 224-4300

www.gofirstclass.org

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