Welcome to Our Online Loan Referral Service


101 W Broadway St, Oxford Junction, IA 52323, USA
+1 (563) 826-2231
www.csbwyoming.com
Thursday
8:30AM–3:30PM
Friday
8:30AM–5PM
Saturday
8:30–11:30AM
Sunday
Closed
Monday
8:30AM–3:30PM
Tuesday
8:30AM–3:30PM
Wednesday
8:30AM–3:30PM

Domain Info

Created Date

2003-07-16

Mailing Address

Iowa, United States

Company Name

Citizens State Bank

Citizens State Bank

Contact Data

Feedback about Citizen State Bank?

Here you read the feedback of our customers.

Thanks to the team of Citizen State Bank. Fast solution of the arisen problems, quick decision on the payday loan. I definitely recommend this company.

Hortense Pfannerstill

I addressed Citizen State Bank. Everything was done fast. Only pleasant impressions remained!

Dr. Emmanuel Aufderhar V

I addressed Citizen State Bank. Everything was done fast. Only pleasant impressions remained!

Hardy Thiel

Money was urgently needed. I left an online application in Citizen State Bank. I sent all the necessary photos of documents, talked to the managers by phone. The requested loan was approved. Within an hour, the money was transferred to my card.

Johan Wyman

I took the first payday loan, I was approved in a matter of minutes, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to renew the payment and return the cash advance in parts. Immediately after repaying the old one, you can issue a new one, the offered amount increases every time.

Jacquelyn Bogan

I addressed Citizen State Bank. Everything was done quickly. Only pleasant impressions remained!

Christopher Murray

I took the first payday loan, I was approved immediately, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to extend the payment and return the payday loan in parts. Immediately after repaying the old one, you can issue a new one, the offered amount increases every time.

Benjamin Monahan

Pay Attention

The first three points describe the certain lending company. In other turn, below-shown info makes readers get acquainted shared information about payday loans.

Payday Loans in Oxford Junction, Iowa

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small amount is approved: $100-$1,000.

It is easy and quick to take out loans in Oxford Junction, Iowa. The rates are accured on an individual basis: if a customer repays as much payday loans as possible, he will be offered one of the most efficinet terms and rates.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Citizen State Bank help issue a loan in Oxford Junction, Iowa?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to consider the application. The funds are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is processed by financial institutions. Microfinance organizations in Oxford Junction, ia consider this circumstance not a drawback to issue a loan. The recipient of a payday loan should be prepared to objectively estimate financial abilities, take out a loan, pay back the debt on a due date and not only resolve current issues, but improve the credit rating.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the loan, you are welcome to utilize the calculator. It will determine the cost of the loan.

APR Calculator

Other Payday Lenders in Oxford Junction, Iowa

Iowa State Bank

203 W 7th St #1094, Sanborn, IA 51248, USA

+1 (712) 930-7100

iowastatebank.net

OneMain Financial

1745 SE Delaware Ave Ste 300, Ankeny, IA 50021, USA

+1 (515) 259-8514

www.onemainfinancial.com

ATM (Us Bank)

123 3rd St E # 1, Ottumwa, IA 52501, USA

+1 (641) 683-1641

www.usbank.com

Hills Bank

1009 2nd St, Coralville, IA 52241, USA

+1 (319) 351-8000

www.hillsbank.com

GreenState Credit Union

2805 Beaver Ave, Des Moines, IA 50310, USA

+1 (800) 397-3790

www.greenstate.org

Edward Jones - Financial Advisor: Dan Laubenthal, AAMS®

126 Kirkwood Blvd, Davenport, IA 52803, USA

+1 (563) 322-9700

www.edwardjones.com

Edward Jones - Financial Advisor: Tracy D Farland

800 1st Ave N Ste 1, Clear Lake, IA 50428, USA

+1 (641) 357-7161

www.edwardjones.com

Iowa State Bank

103 E Broadway St, Paullina, IA 51046, USA

+1 (712) 949-3456

iowastatebank.net

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