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5 37 reviews
Loan agency in Clinton, Iowa

2458 Camanche Ave Ste 12, Clinton, IA 52732, USA
+1 (563) 243-4795
Friday
10AM–6PM
Saturday
10AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM

Feedback about Hometown Cash Advance?

Here you read the reviews of our customers.

Kim and Julie are the nicest, sweetest people you will ever meet.

Norene Maggio

Very good place to do business and very friendly people

Natalie Mann DDS

Friendly staff and great customer service

Quinten Rempel

Kim is a very sweet caring person! She made my experience with hometown cash advance spectacular! Very clean environment, polite staff, & a excellent business.

Ms. Susana Mitchell

very good place to do business and very friendly people

Savanah Jacobson

Friendly staff and great customer service

Desiree Steuber

Fast and friendly service!!

Harry Wyman

I have been filing with Trans Tax for 17yrs they are awesome!

Oscar Miller

Pay Attention

Above there are details about a certain lender. Below every user may grapple with the essence of payday loans.

Payday Loans in Clinton, New York

A short-term loan is considered as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

It is easy and fast to issue loans in Clinton, New York. The rates are accured on an individual basis: if a borrower repays as much loans as possible, he will be provided one of the most favorable terms and rates.

APR

25% small loan cap

How will Hometown Cash Advance help issue a payday loan in Clinton, New York?

  • 24/7 service. Such online services allow you to credit funds at any time. Money are issued around the clock. The payday loan will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Lenders do not consider this factor the only one to take out a loan in Clinton, New York. The lending company will assess many points to qualify such as solvency. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as APR.

APR Calculator

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Savings Bank Lake Park

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Wells Fargo Bank

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Edward Jones - Financial Advisor: Kent Streicher, AAMS®

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Northwestern Mutual Financial

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Shelby County State Bank

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+1 (712) 755-5112

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Greater Iowa Credit Union

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+1 (800) 296-9064

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County Bank

207 Main St, Hartwick, IA 52232, USA

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www.yourcountybank.com

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