Domain Info
Created Date
2009-03-11
Mailing Address
Iowa, United States
Company Name
Lincoln Savings Bank
Lincoln Savings Bank
Contact Data
What people think about Vital Financial Services?
Below you see some of the reviews of our clients.
I took out for a $1,000 cash advance when I needed money after vacation. There simply was no other way out. I found this site on the Internet. Other lender charged unbelievable rates. One lender refused me, another accepted me for a smaller amount but here it got as much as I requested.
Dominic Ledner
Vital Financial Services seems nice. Used it twice. The first loan approved was small – $500, but next time the limit was increased to $900. Paid off the loan even earlier. The managers were professional, they gave speedy answers to all my questions. No issues. But their rates are not the lowest on the net.
Annamae Crist
Vital Financial Services rescued me in a desperate time. They approved me for a payday loan although I had credit problems. The process was effortless and speedy. I like their friendly customer support service and reasonable rates. I will definitely recommend this online lender to my relatives and friends.
Lavon Pouros
Important
Above there is information about a definite lender. Below you can see common aspects of payday loans.
Payday Loans in Clive, Iowa
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.
Payday loans in Clive, Iowa is are simple to access. The APR is specific for each person and depends on several things: age, income, loan amount needed, loan term, credit score, etc.
APR
337% *
Max Loan
$500
Min Term
Not Specified
Max Term
31 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to people with a poor credit history. Payday loan approvals depend very much on specific factors. Lenders will pay attention to your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.
To get approved for a loan, you must comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Learn the annual percentage rate right now. Use this online calculator to specify the exact cost of your payday loan. It only takes 20 seconds to become informative even before applying.
APR Calculator
Other Payday Lenders in Clive, Iowa
Edward Jones - Financial Advisor: Robert R Milbrath, CFP®
3150 E Ave NW Suite 102, Cedar Rapids, IA 52405, USA
+1 (319) 390-3720
www.edwardjones.com
Principal Financial Group
109 2nd St SE, Dyersville, IA 52040, USA
+1 (563) 875-8693
www.principal.com
Edward Jones - Financial Advisor: Dean R Studer
204 1st Ave, Vinton, IA 52349, USA
+1 (319) 472-5218
www.edwardjones.com
DuTrac Community Credit Union
2045 Holliday Dr, Dubuque, IA 52002, USA
+1 (563) 582-1331
www.dutrac.org
Great Southern Bank
4701 Singing Hills Blvd, Sioux City, IA 51106, USA
+1 (712) 274-6706
locations.greatsouthernbank.com
Payday Loans
Iowa City, IA 52240, USA
