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Loan agency in Clive, Iowa

12257 University Ave # 206, Clive, IA 50325, USA
+1 (515) 225-4876
www.vitalfs.com
Sunday
12–5PM
Monday
11AM–7PM
Tuesday
11AM–7PM
Wednesday
11AM–7PM
Thursday
11AM–7PM
Friday
11AM–7PM
Saturday
11AM–7PM

Domain Info

Created Date

2009-03-11

Mailing Address

Iowa, United States

Company Name

Lincoln Savings Bank

Lincoln Savings Bank

Contact Data

What people think about Vital Financial Services?

Below you see some of the reviews of our clients.

I took out for a $1,000 cash advance when I needed money after vacation. There simply was no other way out. I found this site on the Internet. Other lender charged unbelievable rates. One lender refused me, another accepted me for a smaller amount but here it got as much as I requested.

Dominic Ledner

Vital Financial Services seems nice. Used it twice. The first loan approved was small – $500, but next time the limit was increased to $900. Paid off the loan even earlier. The managers were professional, they gave speedy answers to all my questions. No issues. But their rates are not the lowest on the net.

Annamae Crist

Vital Financial Services rescued me in a desperate time. They approved me for a payday loan although I had credit problems. The process was effortless and speedy. I like their friendly customer support service and reasonable rates. I will definitely recommend this online lender to my relatives and friends.

Lavon Pouros

Important

Above there is information about a definite lender. Below you can see common aspects of payday loans.

Payday Loans in Clive, Iowa

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

Payday loans in Clive, Iowa is are simple to access. The APR is specific for each person and depends on several things: age, income, loan amount needed, loan term, credit score, etc.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to people with a poor credit history. Payday loan approvals depend very much on specific factors. Lenders will pay attention to your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.

To get approved for a loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the annual percentage rate right now. Use this online calculator to specify the exact cost of your payday loan. It only takes 20 seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Clive, Iowa

CBI Bank & Trust, Muscatine - Downtown Banking Center

301 Iowa Ave, Muscatine, IA 52761, USA

+1 (563) 263-3131

www.cbibt.com

Edward Jones - Financial Advisor: John C Hill, AAMS®

1375 7th Ave Ste B, Marion, IA 52302, USA

+1 (319) 377-7137

www.edwardjones.com

Heartland Bank

200 E State St, Jefferson, IA 50129, USA

+1 (515) 386-2642

www.heartlandbanks.bank

Exchange State Bank

104 Main St, Collins, IA 50055, USA

+1 (641) 385-2304

www.esb1.com

U.S. Bank ATM - Council Bluffs Westside

2901 W Broadway, Council Bluffs, IA 51501, USA

+1 (800) 872-2657

usbank.com

Edward Jones - Financial Advisor: Jerry Kedley

947 13th Ave N, Clinton, IA 52732, USA

+1 (563) 243-2776

www.edwardjones.com

IH Mississippi Valley Credit Union

2839 AAA Ct, Bettendorf, IA 52722, USA

+1 (309) 793-6200

www.ihmvcu.org

Edward Jones - Financial Advisor: Dan Laubenthal, AAMS®

126 Kirkwood Blvd, Davenport, IA 52803, USA

+1 (563) 322-9700

www.edwardjones.com

Edward Jones - Financial Advisor: Tom Fitzpatrick

614 W Kimberly Rd, Davenport, IA 52806, USA

+1 (563) 386-9732

www.edwardjones.com

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