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3.4 26 reviews
Loan agency in Council Bluffs, Iowa

255 W Broadway, Council Bluffs, IA 51503, USA
+1 (712) 323-7105
www.onemainfinancial.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–7PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM

Domain Info

Created Date

2010-10-01

Mailing Address

601 NW 2ND ST, EVANSVILLE, IN, 47708-1013, United States

Company Name

OneMain General Services Corporation

OneMain General Services Corporation

Contact Data

[email protected]

+1.8124922507

Feedback about OneMain Financial?

Here you get acquainted with the feedback of our clients.

I so appreciate the service I received today.

Prof. Glennie Stroman Jr.

Great company, reliable and easy to work with.

Kathryne Dooley

Can't help ppl with bad credit.

Prof. Lukas O'Connell

Pay Attention

Above-defined info provides the details about a certain lender. Below-specified info is devoted to general information about payday loans.

Payday Loans in Council Bluffs, Iowa

Payday loans are a kind of loans issued by payday lender to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Council Bluffs, Iowa is issued simply and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more payday loans you pay back off, the more favorable rates a client will recieve.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will OneMain Financial help issue a payday loan in Council Bluffs, Iowa?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed funds will be credited to bank account. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be reviewed within minutes. The money are transferred in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to take out a cash advance from online lenders.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is reviewed by financial institutions. Microfinance organizations in Council Bluffs, ia review this circumstance not a hindrence to take out a loan. The borrower of a payday loan should be prepared to objectively assess financial solvency, take out a loan, repay the debt on time and not only cope with current issues, but improve the credit score.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a exact cost of the payday loan.

APR Calculator

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West Iowa Bank

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+1 (515) 889-2231

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Midstates Bank

705 1st St, Sergeant Bluff, IA 51054, USA

+1 (712) 943-3500

www.midstatesbank.com

Midstates Bank

301 Broadway St, Minden, IA 51553, USA

+1 (712) 483-2611

www.midstatesbank.com

Fidelity Bank & Trust

507 US-52, Guttenberg, IA 52052, USA

+1 (563) 252-1493

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United Bank of Iowa

417 4th St, Rockwell City, IA 50579, USA

+1 (712) 297-7547

www.unitedbk.bank

Edward Jones - Financial Advisor: Douglas D Dodgen

217 Duff Ave, Ames, IA 50010, USA

+1 (515) 232-3371

www.edwardjones.com

Quik Pawn

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