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4 4 reviews

417 4th St, Rockwell City, IA 50579, USA
+1 (712) 297-7547
www.unitedbk.bank
Thursday
8AM–4PM
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–4PM
Tuesday
8AM–4PM
Wednesday
8AM–4PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about United Bank of Iowa?

Here you see the feedback of our clients.

Thanks to the staff for the reliable service. They assisted in difficult times. For application you only need an ID.

Aiden Okuneva

Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at fair interest rate, so far it has been returned on time, it can be either extended or repaid ahead of schedule.

Dr. Allie Trantow IV

I often issue a payday loan to a card in United Bank of Iowa. It is very efficient. If you give it back quickly, the interest rate is reasonable. Employees politely and intelligibly explain all the terms.

Pierre Bahringer

Money was urgently needed. I left an online application in United Bank of Iowa. I sent all the necessary photos of documents, talked to the managers by phone. The requested payday loan was approved. Within an hour, the money was deposited to my card.

Hallie Zieme

Pay Attention

Above there are details about a exact lender. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Rockwell City, Iowa

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Hassle-free financial products are considered as payday loans in Rockwell City, ia. They are issued at individually-set interest rates. They depend on customer's data. It is also significant to pay back as much payday loans as possible.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will United Bank of Iowa help take out a loan in Rockwell City, Iowa?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to process the application. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A negative factor processed by financial institutions is known as bad credit history. But this obstacle is not implied as the only one by microfinance organizations to issue a cash advance. The lender review many aspects such as financial solvency to approve the request. Cash advance in Rockwell City, Iowa may help enhance your credit score.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the payday loan, you are welcome to use the calculator. It will specify the cost of the loan.

APR Calculator

Other Payday Lenders in Rockwell City, Iowa

Bank Iowa - Essex

528 Iowa Ave, Essex, IA 51638, USA

+1 (712) 379-3111

www.bankiowa.bank

U.S. Bank Branch

580 W Cherry St, North Liberty, IA 52317, USA

+1 (319) 626-4000

locations.usbank.com

Emmet County State Bank

124 Maple St, Ringsted, IA 50578, USA

+1 (712) 866-0671

MidWestOne Bank

58 E Burlington Ave, Fairfield, IA 52556, USA

+1 (641) 472-6511

www.midwestone.bank

Edward Jones - Financial Advisor: Dave Grove, AAMS®

611 E Main St, Panora, IA 50216, USA

+1 (641) 755-3213

www.edwardjones.com

Edward Jones - Financial Advisor: Andrew Brommer

1205 2nd St, Perry, IA 50220, USA

+1 (515) 465-5336

www.edwardjones.com

BankIowa

102 Railroad St, Norway, IA 52318, USA

+1 (319) 227-7146

bankiowa.com

Wayland State Bank

205 W Main St, Wayland, IA 52654, USA

+1 (319) 256-5000

www.waylandstbank.com

Community 1st Credit Union

301 E Franklin St, Bloomfield, IA 52537, USA

+1 (641) 664-2885

www.c1stcreditunion.com

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