Welcome to Our Online Loan Referral Service

4.1 25 reviews

3418 W Broadway, Council Bluffs, IA 51501, USA
+1 (712) 256-5436
www.mygemfinancial.com
Saturday
9AM–6PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM

Domain Info

Created Date

2009-03-23

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

What people think about Gem Financial?

Below you see some of the opinions of our customers.

Pretty cool and down to earth people.

Prof. Marcos Wunsch

Way overpriced junk cars is all they help with

Demarco Hamill PhD

I would recommend them to anyone that needs to rebuild their credit.

Tiara Considine III

Important

Now you can read general characteristics of payday loans.

Payday Loans in Council Bluffs, Iowa

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Online payday loans can be the easiest solution to your short-term financial troubles in Council Bluffs , Iowa because they are easily approved and easily repaid. Your APR will depend on your state regulations or on the company's policy.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can often be an obstacle to taking out a bank loan. A payday loan can help clients who have bad credit scores or have no credit history. But we recommend you that as with any loan you should only dare applying for a cash advance if you are convinced that you can afford payments as agreed in the contract.

To get accepted for a loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a loan, you can use an online calculator. It will show the precise APR of your cash advance.

APR Calculator

Other Payday Lenders in Council Bluffs, Iowa

U.S. Bank Branch

204 E Washington St, Iowa City, IA 52240, USA

+1 (319) 356-9000

locations.usbank.com

Farmers Savings Bank & Trust

611 2nd St, Traer, IA 50675, USA

+1 (319) 478-2148

www.fsb-traer.com

Country Home Loans

4056 4th St SW, Mason City, IA 50401, USA

+1 (641) 423-2862

Fidelity Bank & Trust

201 S Frederick Ave, Oelwein, IA 50662, USA

+1 (319) 283-2524

www.bankfidelity.com

Check N Cash

607 W Sheridan Ave, Shenandoah, IA 51601, USA

+1 (712) 246-3505

firstchoicepaydayloans.com

Bank of the West

425 Walker St, Woodbine, IA 51579, USA

+1 (712) 458-7111

www.bankofthewest.com

Savings Bank

80 S Central Ave, Hartley, IA 51346, USA

+1 (712) 928-6815

www.savingsbankia.com

Central Bank ATM

1525 W 5th St, Storm Lake, IA 50588, USA

+1 (800) 383-8000

www.centralbankonline.com

Iowa State Bank

1108 Gowrie St, Ruthven, IA 51358, USA

+1 (712) 837-5215

www.bankisb.com

Top