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5 reviews

107 Main St, Cushing, IA 51018, USA
+1 (712) 384-2110
www.unitedbk.bank
Sunday
Closed
Monday
9AM–1PM
Tuesday
9AM–1PM
Wednesday
9AM–1PM
Thursday
9AM–1PM
Friday
9AM–1PM, 3–6PM
Saturday
Closed

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Feedback about United Bank of Iowa?

Here you get acquainted with the feedback of our clients.

United Bank of Iowa is quite fair, I will explain: the first cash advance, the limit is increased gradually. It is subject to repayment on time. The employees in those customer department are adequate, they gave clear answers to my questions. There were no delays. And the percentage is like everywhere else.

Randy Goyette

I took out a payday loan when I had problems with money. There was no other way out. I searched this site on the Internet, among others. Has applied several services. One denied, the other issued at too high a percentage, but here it was approved as I wanted.

Magdalena Goodwin

Pay Attention

Above-shown info provides the details about a certain lending company. Below-defined info is oriented on general information about payday loans.

Payday Loans in Cushing, Maine

Payday loans are a type of loans issued by payday lender to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Hassle-free financial products are known as payday loans in Cushing, me. They are taken out at individually-set interest rates. They depend on personal data. It is also significant to pay back as much payday loans as possible.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will United Bank of Iowa help take out a payday loan in Cushing, Maine?

  • Round the clock service. Every client may contact the service at any time of the day and night. The borrowed money will be credited to card. You won't be asked to visit any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be processed within minutes. The money are deposited in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to take out a cash advance from online lenders.

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is taken into account by financial institutions. Lenders in Cushing, me review this circumstance not a hindrence to issue a loan. The recipient of a cash advance should be ready to objectively assess financial capabilities, issue a loan, repay the debt on a due date and not only cope with current issues, but enhance the credit history.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a exact cost of the payday loan.

APR Calculator

Other Payday Lenders in Cushing, Iowa

U.S. Bank Branch

270 W 7th St, Dubuque, IA 52001, USA

+1 (563) 582-3655

locations.usbank.com

United Bank of Iowa

316 Garfield St, Rolfe, IA 50581, USA

+1 (712) 848-3480

www.unitedbk.bank

Bank Iowa - Schleswig

121 2nd St, Schleswig, IA 51461, USA

+1 (712) 676-3321

www.bankiowa.bank

DuTrac Community Credit Union

2045 Holliday Dr, Dubuque, IA 52002, USA

+1 (563) 582-1331

www.dutrac.org

Edelman Financial Engines

4825 EP True Pkwy UNIT 108, West Des Moines, IA 50265, USA

+1 (888) 752-6742

www.edelmanfinancialengines.com

Charter Bank

455 6th St, Waukee, IA 50263, USA

+1 (515) 987-1000

www.charterbanker.com

Fidelity Bank & Trust

100 N Lawler St, Postville, IA 52162, USA

+1 (563) 864-7615

www.bankfidelity.com

Quad City Bank & Trust

4500 N Brady St, Davenport, IA 52806, USA

+1 (563) 388-4780

www.qcbt.com

Peoples Bank

1901 Morningside Ave, Sioux City, IA 51106, USA

+1 (712) 276-5333

www.peoples-ebank.com

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