Domain Info
Created Date
2005-09-14
Mailing Address
235 RICHMOND AVE, OTTUMWA, IA, 52501-4227, United States
Company Name
Community 1st Credit Union
Community 1st Credit Union
Feedback about Community 1st Credit Union?
Here you read the feedback of our clients.
Quickly received results needed.
Dr. Alexander Prosacco I
Love the service here!
Dr. Wayne Deckow
My family has been dealing with this Credit Union for years.
Dr. Jedediah Windler
Pay Attention
Above there are details about a certain lender. Below every user may grapple with the essence of payday loans.
Payday Loans in Washington, New Hampshire
The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for cutomers.
Payday loans in Washington, New Hampshire are issued easily. The interest rate is conditional on the client's personal information: if you pay back more payday loans, the more reasobanle terms and rates payday lending companies guarantee.
APR
36% small loan cap
Max Loan
$500
Min Term
7 days
Max Term
30 days
How will Community 1st Credit Union help take out a loan in Washington, New Hampshire?
- 24/7 operation. Such online services allow you to deposit funds at any time. Money are taken out day and night. The deposit will be sent to a card, so a personal visit to the store is not necessary.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
- Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
- High approval level. When it concerns to small amounts, a positive decision comes up 98%.
- Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.
What data to fill out in the application? - General Info
To leave an application, every customer should fill out the following data:
Submit an application to get terms and rates for an offer from one of lending companies.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by banks before taking out a loan. But banks almost 100% refuse the application when lenders in Washington, nh will assess other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit history.
The following common points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to find out the APR of the payday loan, you are welcome to utilize the calculator. It will specify the cost of the cash advance.
APR Calculator
Other Payday Lenders in Washington, Iowa
Great Southern Bank
3839 Indian Hills Dr, Sioux City, IA 51104, USA
+1 (712) 239-9867
locations.greatsouthernbank.com
Edward Jones - Financial Advisor: Natalie Swartout, AAMS®
200 State St, Garner, IA 50438, USA
+1 (641) 923-3295
www.edwardjones.com
Edward Jones - Financial Advisor: Patricia L Morley
300 W Washington St, Mt Pleasant, IA 52641, USA
+1 (319) 385-7081
www.edwardjones.com
Farm Credit Services of America
46429 235 Trail, Chariton, IA 50049, USA
+1 (641) 774-8437
www.fcsamerica.com
