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3.6 18 reviews

303 S 2nd Ave, Washington, IA 52353, USA
+1 (319) 653-6323
www.c1stcreditunion.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

2005-09-14

Mailing Address

235 RICHMOND AVE, OTTUMWA, IA, 52501-4227, United States

Company Name

Community 1st Credit Union

Community 1st Credit Union

Contact Data

[email protected]

+1.6416836411

+1.231231234

Feedback about Community 1st Credit Union?

Here you read the feedback of our clients.

Quickly received results needed.

Dr. Alexander Prosacco I

Love the service here!

Dr. Wayne Deckow

My family has been dealing with this Credit Union for years.

Dr. Jedediah Windler

Pay Attention

Above there are details about a certain lender. Below every user may grapple with the essence of payday loans.

Payday Loans in Washington, New Hampshire

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for cutomers.

Payday loans in Washington, New Hampshire are issued easily. The interest rate is conditional on the client's personal information: if you pay back more payday loans, the more reasobanle terms and rates payday lending companies guarantee.

APR

36% small loan cap

Max Loan

$500

Min Term

7 days

Max Term

30 days

How will Community 1st Credit Union help take out a loan in Washington, New Hampshire?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are taken out day and night. The deposit will be sent to a card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by banks before taking out a loan. But banks almost 100% refuse the application when lenders in Washington, nh will assess other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit history.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the payday loan, you are welcome to utilize the calculator. It will specify the cost of the cash advance.

APR Calculator

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Capitol View Credit Union

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Check Into Cash

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Great Western Bank

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OneMain Financial

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Luana Savings Bank

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United Community Bank

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