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4.8 79 reviews
Loan agency in Des Moines, Iowa

320 Euclid Ave, Des Moines, IA 50313, USA
+1 (515) 255-2560
www.advanceamerica.net
Monday
10AM–5PM
Tuesday
10AM–5PM
Wednesday
10AM–5PM
Thursday
10AM–5PM
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you read the reviews of our customers.

Everytime I've gone in here the ladies inside are always very nice and polite payday loans are not really a good idea but if I need another one I'll go here

Chad Kreiger

Absolutely love this place, customer service here is exquisite.

Demarcus McDermott MD

The bank of America has high quality serving customers.

Rosie Luettgen

Absolutely love this place, customer service here is exquisite.

Ignatius Romaguera

The bank of America has high quality serving customers.

Mr. Arturo Prosacco V

I have always been treated with courtesy and helpfulness at this location.

Arlo Crooks

The only thing really good about this place is the customer service.

Torrey Russel

Prices are good and the staff is entertaining and helpful.

Shirley Davis

Great deals and always treat you like family everytime you walk in the door!!

Lyla Waelchi Jr.

The people are friendly, they are willing to give money on almost anything.

Lance Hudson

Ok prices on what works, but alot is broken, dirty and disorganized.

Tamia Swaniawski

Would highly recommend this place for anyone in a cash strapped situation.

Breanna Heathcote

Pay Attention

Above there are details about a certain lending company. Below every user may grapple with the common features of payday loans.

Payday Loans in Des Moines, Iowa

A short-term lending option is considered as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts range from $100-$1,000.

Payday loans in Des Moines, Iowa are issued easily. The interest rate is conditional on the customer's personal data: if you cover obligations for more payday loans, the more reasobanle terms and rates lenders guarantee.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Advance America help issue a loan in Des Moines, Iowa?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are issued around the clock. The loan will be sent to a credit card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A unfavorable factor considered by financial institutions is called as bad credit history. But this obstacle is not implied as the only one by lenders to take out a loan. The lending company review many aspects such as financial abilities to approve the form. Cash advance in Des Moines, Iowa may help improve your credit rating.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should define its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Des Moines, Iowa

FNBO - First National Bank of Omaha

102 S Locust St, Glenwood, IA 51534, USA

+1 (712) 527-3171

www.fnbo.com

MidWestOne Bank

58 E Burlington Ave, Fairfield, IA 52556, USA

+1 (641) 472-6511

www.midwestone.bank

U.S. Bank Branch

5321 Council St NE, Cedar Rapids, IA 52402, USA

+1 (319) 378-3183

locations.usbank.com

Northwest Bank

1005 SW Oralabor Rd, Ankeny, IA 50023, USA

+1 (515) 963-5040

www.nw.bank

Edward Jones - Financial Advisor: Dean Dozier

110 S Wilson Ave, Jefferson, IA 50129, USA

+1 (515) 386-4105

www.edwardjones.com

Bankers Trust

3725 Stange Rd, Ames, IA 50010, USA

+1 (515) 233-4424

www.bankerstrust.com

Edward Jones - Financial Advisor: Ian S Robinson

343 Edgewood Rd NW, Cedar Rapids, IA 52405, USA

+1 (319) 390-0345

www.edwardjones.com

Fast Cash

137 Colorado St, Muscatine, IA 52761, USA

+1 (563) 288-9554

www.fastcashmuscatine.com

Bank Iowa

604 Franklin St, Pella, IA 50219, USA

+1 (641) 628-1056

www.bankiowa.bank

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