Welcome to Our Online Loan Referral Service

3.7 7 reviews

3455 Ingersoll Ave, Des Moines, IA 50312, USA
+1 (515) 331-7235
www.centralbankonline.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM

Domain Info

Created Date

2003-04-24

Mailing Address

Iowa, United States

Company Name

Commercial Financial

Commercial Financial

Contact Data

Feedback about Central Bank?

Here you read the feedback of our customers.

Highly recommend them for any Car, Home, Construction and Line of Credit loans.

Hector Barrows

Great little bank -- convenient location and helpful people.

Darrion Funk

Also, not the best rates on HELOC or other loans.

Jonathan Dietrich

Pay Attention

Further there will be given the details about not a exact lender. The information below will tell about shared information about payday loans and its specific features.

Payday Loans in Des Moines, Iowa

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for clients.

Payday loans in Des Moines, Iowa are taken out problem-free. The interest rate depends on the customer's personal data: if you pay off more payday loans, the more efficient terms and rates lenders offer.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Central Bank help issue a loan in Des Moines, Iowa?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to review the application. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is considered by financial institutions. Lenders in Des Moines, ia review this circumstance not an obstacle to issue a loan. The customer of a loan should be ready to objectively estimate financial abilities, issue a loan, pay off the debt on a due date and not only cope with current difficulties, but improve the credit rating.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should calculate its exact cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Des Moines, Iowa

Community 1st Credit Union

2501 W Burlington Ave, Fairfield, IA 52556, USA

+1 (641) 472-6222

www.c1stcreditunion.com

Reliance State Bank

606 Broad St, Story City, IA 50248, USA

+1 (515) 733-4396

www.rsbiowa.com

Great Western Bank

401 Broad Ave, Stanton, IA 51573, USA

+1 (712) 829-2737

www.greatwesternbank.com

U.S. Bank Branch

4004 Northwest Blvd, Davenport, IA 52806, USA

+1 (563) 388-9223

locations.usbank.com

Edward Jones - Financial Advisor: Curt J Solsma, AAMS®

7 1st Ave NE, Oelwein, IA 50662, USA

+1 (319) 283-1607

www.edwardjones.com

Wells Fargo Bank

100 Nile Kinnick Dr N, Adel, IA 50003, USA

+1 (515) 993-4551

www.wellsfargo.com

Community Bank & Trust

229 Main St, Columbus Junction, IA 52738, USA

+1 (319) 728-2226

www.commbk.net

First Bank

201 W Broadway St, Eagle Grove, IA 50533, USA

+1 (515) 448-5111

www.firstiowa.bank

Exchange State Bank

104 Main St, Collins, IA 50055, USA

+1 (641) 385-2304

www.esb1.com

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