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3.2 44 reviews

8404 NW 62nd Ave, Johnston, IA 50131, USA
+1 (515) 334-8100
www.comchoicecu.org
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Community Choice Credit Union?

Here you see the feedback of our clients.

We loan our Ankeny Branch staff. Always so helpful.

Chelsie Rodriguez

Fun, welcoming atmosphere! Low loan & credit card rates and friendly service!

Prof. Gaston Raynor

Great service and fantastic rates-check it out!

Felipe Wolf

Pay Attention

Above there are details about a definite lender. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Johnston, Rhode Island

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for cutomers.

This financial product in Johnston, Rhode Island is issued easily and fast. The interest rate is specified considering the category of the borrower: the more loans are successfully paid back, the more reasonable terms will be offered to you.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will Community Choice Credit Union help take out a loan in Johnston, Rhode Island?

  • Round the clock service. Every client may contact the service round the clock. The borrowed funds will be credited to account. You won't be asked to visit any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be processed in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to take out a cash advance from online lenders.

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is processed by financial institutions. Microfinance organizations in Johnston, ri consider this circumstance not a drawback to issue a loan. The borrower of a payday loan should be prepared to objectively assess financial abilities, take out a loan, pay off the debt on a due date and not only handle current problems, but improve the credit score.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should determine its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Johnston, Iowa

Fidelity Bank & Trust

1615 8th St SE, Dyersville, IA 52040, USA

+1 (563) 875-2825

www.bankfidelity.com

Edward Jones - Financial Advisor: John B Stever, AAMS®

108 S Court St, Fairfield, IA 52556, USA

+1 (641) 472-5102

www.edwardjones.com

Advance Services, Inc.

301 E Taylor St A, Creston, IA 50801, USA

+1 (641) 782-3300

www.asinc.net

Edward Jones - Financial Advisor: Jana S Eilderts

124 Main St, Cedar Falls, IA 50613, USA

+1 (319) 277-6583

www.edwardjones.com

Triangle Financial Services Inc

3101 Ingersoll Ave # 204, Des Moines, IA 50312, USA

+1 (515) 282-8962

www.trianglefsinc.com

Edward Jones - Financial Advisor: Jon Close

208 Main St, Ames, IA 50010, USA

+1 (515) 232-4643

www.edwardjones.com

Great Western Bank

304 Commerce Dr, Prairie City, IA 50228, USA

+1 (515) 994-2619

www.greatwesternbank.com

A to Z Pawn

200 Euclid Ave, Des Moines, IA 50313, USA

+1 (515) 245-9660

St Ansgar State Bank

237 W 4th St, St Ansgar, IA 50472, USA

+1 (641) 713-4501

www.stansgarbank.com

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