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5 261 reviews
Loan agency in Des Moines, Iowa

5132 SE 14th St, Des Moines, IA 50320, USA
+1 (515) 285-8474
www.advanceamerica.net
Monday
10AM–5PM
Tuesday
10AM–5PM
Wednesday
10AM–5PM
Thursday
10AM–5PM
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you get acquainted with the reviews of our customers.

The best service for payday loans!!!

Thalia Johnston

Great customer service! I recommend using this place for use with payday loans or having to use moneygram!

Braeden Klein

Fantastic Service, Really grate place to come get a loan , Amazing people...

Caleb Wehner PhD

Pay Attention

Above there are details about a certain lender. Below every user may grapple with the common features of payday loans.

Payday Loans in Des Moines, Iowa

Payday loan is issued for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is easy and quick to issue loans in Des Moines, Iowa. The rates are accured on an individual basis: if a client repays as much payday loans as possible, he will be provided one of the most efficinet terms and rates.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Advance America help take out a payday loan in Des Moines, Iowa?

  • Round the clock service. Every client may contact the service at any time of the day and night. The borrowed money will be transfered to credit card. You won't be asked to visit any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be considered in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to issue a payday loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to reject the loan. Payday lenders do not consider this factor the only one to issue a loan in Des Moines, Iowa. They estmate many other factors before issuing a loan. One of them is solvency. This is a way to improve your credit history.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will provide the cost of the payday loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Des Moines, Iowa

Laurens State Bank

102 S 3rd St, Laurens, IA 50554, USA

+1 (712) 845-2627

www.laurensstatebank.com

Iowa State Savings Bank

401 W Adams St, Creston, IA 50801, USA

+1 (641) 782-1000

www.issbbank.com

Financial Plus Credit Union

1831 25th St, West Des Moines, IA 50266, USA

+1 (515) 224-1222

www.financialpluscu.com

EZ Money Check Cashing

222 E Lincoln Way #101, Ames, IA 50010, USA

+1 (515) 956-4610

ames-ia.getezmoney.com

Two Rivers Bank & Trust

115 Boulevard Rd, Keokuk, IA 52632, USA

+1 (319) 524-0739

tworivers.bank

MidWestOne Bank

9350 University Ave Suite 138, West Des Moines, IA 50266, USA

+1 (515) 283-3750

www.midwestone.bank

Edward Jones - Financial Advisor: Don Smith

615 Horseshoe Dr, Grinnell, IA 50112, USA

+1 (641) 236-0685

www.edwardjones.com

Bankers Trust

3820 8th St SW, Altoona, IA 50009, USA

+1 (515) 957-8989

www.bankerstrust.com

Union State Bank

112 N Main St, Bridgewater, IA 50837, USA

+1 (641) 369-2741

www.unionstate.net

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