Welcome to Our Online Loan Referral Service


100 Franklin St, Dow City, IA 51528, USA
+1 (712) 674-3245
www.defiancestatebank.com
Saturday
8:30–11AM
Sunday
Closed
Monday
8:30AM–3:30PM
Tuesday
8:30AM–3:30PM
Wednesday
8:30AM–3:30PM
Thursday
8:30AM–3:30PM
Friday
8:30AM–5PM

Domain Info

Created Date

2000-12-21

Mailing Address

IA, United States

Company Name

Defiance State Bank

Defiance State Bank

Contact Data

Feedback about Defiance State Bank?

Here you read the reviews of our clients.

Thanks to the staff for the competent service. They helped out in difficult times. For application you only need an ID.

Roxanne Gerlach

I trusted Defiance State Bank when it was necessary to get a payday loan. I submitted an application quickly. No issues.

Eliezer Fritsch

want to express my deep gratitude to Defiance State Bank for believing my case. I had some problems with a credit score, but this company helped me out and issued a loan.

Jeanie Streich

I got into one situation. I urgently needed a large amount of money. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. Defiance State Bank in Dow City seemed to me the most efficient.

Bethany Nader

I had a displeasing situation in my life. I emergenctly needed extra money. This company helped out me a lot. They approved the required amount. I solved all my problems. I recommend the company to all my friends.

Owen Weissnat

Defiance State Bank seemed to me the fair. At least no insurance and extra commissions. There are no discounts for regular customers. When paying back a debt, a transfer fee is not taken, although this is a bonus.

Troy Jast Sr.

Pay Attention

The first three points show the certain lending company. In other turn, below-shown info makes readers get acquainted shared information about payday loans.

Payday Loans in Dow City, Iowa

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small amount is approved: $100-$1,000.

Problem-free financial products are known as payday loans in Dow City, ia. They are taken out at individual interest rates. They are dependent on personal data. It is also important to pay off as much payday loans as possible.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Defiance State Bank help issue a loan in Dow City, Iowa?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Funds are issued around the clock. The loan will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is considered by microfinance organizations before issuing a loan. But banks almost 100% deny the request when lenders in Dow City, ia will estimate other aspects like payment abilities and approve a loan. This is a way to enhance your credit history.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Dow City, Iowa

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+1 (641) 673-5088

Pilot Grove Savings Bank

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+1 (319) 208-7857

www.pilotgrovesavingsbank.com

Hills Bank

120 5th St, Kalona, IA 52247, USA

+1 (319) 656-2281

www.hillsbank.com

Levi Brothers Jewelry & Loan

306 E 4th St, Waterloo, IA 50703, USA

+1 (319) 233-6951

Edward Jones - Financial Advisor: Alec J Feller

3315 Williams Blvd SW Suite 3, Cedar Rapids, IA 52404, USA

+1 (319) 365-3044

www.edwardjones.com

Collins Community Credit Union

601 E Court Ave, Des Moines, IA 50309, USA

+1 (800) 475-1150

www.collinscu.org

Iowa State Bank

627 2nd Ave, Sheldon, IA 51201, USA

+1 (712) 324-8370

iowastatebank.net

Walmart Money Center

806 Laurel St, Creston, IA 50801, USA

+1 (641) 782-6954

www.walmart.com

Collins Community Credit Union

6260 Mills Civic Pkwy, West Des Moines, IA 50266, USA

+1 (800) 475-1150

www.collinscu.org

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