Welcome to Our Online Loan Referral Service


207 W Washington St, Exira, IA 50076, USA
+1 (712) 268-5331
www.esb1.com
Thursday
8AM–5PM
Friday
8AM–3PM
Saturday
Closed
Sunday
Closed
Monday
8AM–3PM
Tuesday
8AM–3PM
Wednesday
8AM–3PM

Domain Info

Created Date

2002-11-07

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, Iowa, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Exchange State Bank?

Here you get acquainted with the reviews of our clients.

Good service with a favorable percentage. Money transferred immediately, I always use Exchange State Bank.

Alvera Halvorson PhD

I'm not ashamed to borrow money from Exchange State Bank, now the whole world lives like this. I have already used loans many times, everything is convenient.

Bruce Johnson

Good service with a reasonable rate. Money deposited immediately, I always use Exchange State Bank.

Vincent Lynch

Pay Attention

The first three points describe the certain lender. In other turn, below-specified info makes users grapple with common information about payday loans.

Payday Loans in Exira, Iowa

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small loan is issued: $100-$1,000.

Payday loans in Exira, Iowa are issued easily. The interest percentage depends on the client's person-related information: if you pay off more payday loans, the more reasobanle terms and rates lenders offer.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Exchange State Bank help issue a loan in Exira, Iowa?

  • 24/7 service. Such Internet services allow you to get funds at any time. Funds are issued day and night. The deposit will be sent to a bank account, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is considered by banks before issuing a loan. But banks almost 100% deny the request when lenders in Exira, ia will assess other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit rating.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the loan, you are welcome to utilize the calculator. It will determine the cost of the loan.

APR Calculator

Other Payday Lenders in Exira, Iowa

Northwest Bank

1802 Okoboji Ave, Milford, IA 51351, USA

+1 (712) 338-2411

www.nw.bank

United Iowa Financial

329 12th Ave SE Suite 106, Cedar Rapids, IA 52401, USA

+1 (319) 449-1145

www.unitediowafinancial.com

Cedar Rapids Bank & Trust

2711 Bever Ave SE, Cedar Rapids, IA 52403, USA

+1 (319) 896-6194

www.crbt.bank

Walmart Money Center

814 W Bell Ave, Knoxville, IA 50138, USA

+1 (641) 828-7584

www.walmart.com

Edward Jones - Financial Advisor: Peggy Grimmer

2650 Mormon Trek Blvd Ste 200, Iowa City, IA 52240, USA

+1 (319) 354-4007

www.edwardjones.com

John Long - Ameriprise Financial Services, LLC

301 S Riverview St Ste 3, Bellevue, IA 52031, USA

+1 (563) 652-2013

www.ameripriseadvisors.com

Edward Jones - Financial Advisor: Wade J Nash

308 1st Ave Ste 120, Coralville, IA 52241, USA

+1 (319) 499-5869

www.edwardjones.com

County Bank

207 Main St, Hartwick, IA 52232, USA

+1 (319) 525-2221

www.yourcountybank.com

Iowa State Bank

1108 Gowrie St, Ruthven, IA 51358, USA

+1 (712) 837-5215

www.bankisb.com

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