Domain Info
Created Date
2002-11-07
Mailing Address
REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, Iowa, REDACTED FOR PRIVACY, United States
Company Name
REDACTED FOR PRIVACY
REDACTED FOR PRIVACY
Contact Data
REDACTED FOR PRIVACY
REDACTED FOR PRIVACY
Feedback about Exchange State Bank?
Here you get acquainted with the reviews of our clients.
Good service with a favorable percentage. Money transferred immediately, I always use Exchange State Bank.
Alvera Halvorson PhD
I'm not ashamed to borrow money from Exchange State Bank, now the whole world lives like this. I have already used loans many times, everything is convenient.
Bruce Johnson
Good service with a reasonable rate. Money deposited immediately, I always use Exchange State Bank.
Vincent Lynch
Pay Attention
The first three points describe the certain lender. In other turn, below-specified info makes users grapple with common information about payday loans.
Payday Loans in Exira, Iowa
According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small loan is issued: $100-$1,000.
Payday loans in Exira, Iowa are issued easily. The interest percentage depends on the client's person-related information: if you pay off more payday loans, the more reasobanle terms and rates lenders offer.
APR
337% *
Max Loan
$500
Min Term
Not Specified
Max Term
31 days
How will Exchange State Bank help issue a loan in Exira, Iowa?
- 24/7 service. Such Internet services allow you to get funds at any time. Funds are issued day and night. The deposit will be sent to a bank account, so a personal visit to the store is not required.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
- Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
- High approval rate. When it comes to small amounts, a positive answer comes up 98%.
- Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.
What data to fill in in the application? - General Info
To submit an application, every customer should enter the following data:
After filling in an application, submit it and get the offer.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
One of the cause of refusal for a loan is a bad credit history. This factor is considered by banks before issuing a loan. But banks almost 100% deny the request when lenders in Exira, ia will assess other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit rating.
The following general points will be rated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to find out the annual percentage rate of the loan, you are welcome to utilize the calculator. It will determine the cost of the loan.
APR Calculator
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Viking State Bank & Trust
321 W Water St, Decorah, IA 52101, USA
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www.vikingstatebank.com
Edward Jones - Financial Advisor: Daniel M Voss
517 Hwy 1 South, Washington, IA 52353, USA
+1 (319) 653-4313
www.edwardjones.com
Edward Jones - Financial Advisor: Jeff Barta
702 S Gilbert St Ste 102, Iowa City, IA 52240, USA
+1 (319) 351-6095
www.edwardjones.com
