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5 2 reviews

101 S Main St, Garnavillo, IA 52049, USA
+1 (563) 964-2341
csbiowa.com
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM

Domain Info

Created Date

1996-04-27

Mailing Address

Company Name

Contact Data

Feedback about Community Savings Bank?

Here you grapple with the feedback of our clients.

It so happened that it had to go to another city, but the paycheck had not yet arrived. A friend recommended me to contact Community Savings Bank. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Prof. Arnold Dickinson Jr.

Thanks to the staff for the competent service. They assisted in difficult times. For application you only need an ID.

Horace Gutkowski

Good service with a reasonable percentage. Money deposited immediately, I always use Community Savings Bank.

Deon Flatley

I often take out a loan to a card in Community Savings Bank. It is very efficient. If you give it back quickly, the rate is favorable. Employees politely and intelligibly explain all the nuances.

Colin Kilback

I recommend Community Savings Bank to everyone, I am applying for the second time. Everything is great!

Prof. Mckenzie Wisozk II

Pay Attention

Above-shown info provides the details about a exact lender. Below-shown info is devoted to general information about payday loans.

Payday Loans in Garnavillo, Iowa

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Garnavillo, Iowa is taken out simply and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more cash advance you pay back off, the more favorable rates you will get.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Community Savings Bank help take out a loan in Garnavillo, Iowa?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are taken out around the clock. The deposit will be sent to a bank account, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is estimated by lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Garnavillo, ia will assess other aspects like payment abilities and approve a loan. This is a way to improve your credit score.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a definite cost of the payday loan.

APR Calculator

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Regions Bank

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Edward Jones - Financial Advisor: Terri S Raymond, CRPC®

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MoneyGram

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Bank Iowa - Schleswig

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