Welcome to Our Online Loan Referral Service


413 State St, Guthrie Center, IA 50115, USA
+1 (641) 332-2218
www.gcsbank.com
Thursday
8:30AM–4:30PM
Friday
8:30AM–4:30PM
Saturday
8:30–11AM
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM

Domain Info

Created Date

1997-06-03

Mailing Address

France

Company Name

Contact Data

Feedback about Guthrie County State Bank?

Here you get acquainted with the reviews of our customers.

Good service with a reasonable percentage. Money deposited immediately, I always use Guthrie County State Bank.

Gussie Pfannerstill

I have a problem with paying a loan at another bank. It is inconvenient to borrow from relativies. Therefore, I decided to contact Guthrie County State Bank. They really helped out.

Dr. Matteo Prosacco

Only an ID is needed to apply. Was on a business trip and needed extra funds, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Dr. Edd Klocko IV

I often take out a loan to a card in Guthrie County State Bank. It is very efficient. If you give it back quickly, the rate is favorable. Employees politely and intelligibly explain all the terms.

Mrs. Kacie Gleason II

Yesterday I needed extra funds, I decided to addressed Guthrie County State Bank. They quickly approved the amount necessary, and besides, they offered good terms at a low interest rate.

Karolann Rath

It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.

Samantha Sawayn III

Pay Attention

Payday lenders are provided in the first three points. Below info offers common information about payday loans.

Payday Loans in Guthrie Center, Iowa

Payday loan is taken out for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Guthrie Center, Iowa is issued simply and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more loans you pay back off, the more favorable rates you will recieve.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Guthrie County State Bank help take out a payday loan in Guthrie Center, Iowa?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to process the form. The funds are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by payday lenders before issuing a loan. But banks almost 100% deny the request when lenders in Guthrie Center, ia will assess other aspects like solvency and approve a payday loan. This is a way to enhance your credit rating.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should define its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Guthrie Center, Iowa

U.S. Bank ATM - Williamsburg

408 Court St, Williamsburg, IA 52361, USA

+1 (800) 872-2657

usbank.com

Houghton State Bank

407 Howland St, Emerson, IA 51533, USA

+1 (712) 824-7271

www.houghtonstatebank.com

Principal Financial Group

501 D Ave, Atkins, IA 52206, USA

+1 (319) 446-6420

www.principal.com

Farm Credit Services of America

46429 235 Trail, Chariton, IA 50049, USA

+1 (641) 774-8437

www.fcsamerica.com

Ag Resource Management

909 W 16th St, Pella, IA 50219, USA

+1 (641) 569-8211

www.armlend.com

Walker State Bank

116 Greene St, Walker, IA 52352, USA

+1 (319) 448-4317

walkerbank.com

Two Rivers Bank & Trust

3292 Ridgeway Dr suite a, Coralville, IA 52241, USA

+1 (319) 358-3520

www.tworivers.bank

Sanborn Savings Bank

219 Main St, Sanborn, IA 51248, USA

+1 (712) 930-3211

sanbornbank.com

MidWestOne Bank

202 Main St, Melbourne, IA 50162, USA

+1 (641) 482-3105

www.midwestone.bank

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