Welcome to Our Online Loan Referral Service


220 N Main St, Kanawha, IA 50447, USA
+1 (641) 762-3222
www.myfcb.bank
Sunday
Closed
Monday
8AM–4PM
Tuesday
8AM–4PM
Wednesday
8AM–4PM
Thursday
8AM–4PM
Friday
8AM–5PM
Saturday
8:30AM–4PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about First Citizens Bank?

Here you grapple with the reviews of our clients.

I addressed First Citizens Bank. Everything was done quickly. Only pleasant impressions remained!

Dr. Keagan Tremblay V

I took the first payday loan, I was approved immediately, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to extend the payment and return the cash advance in parts. Immediately after repaying the old one, you can take out a new one, the available amount increases every time.

Deja Harris

I suffered one situation. I urgently needed a large amount of cash. Borrowed from friends but not enough. Well, in the end, I had to use the services of a payday lender. There are a lot of them on the Internet. First Citizens Bank in Kanawha seemed to me the most convenient.

Ms. Sunny Upton

Pay Attention

Further there will be shown the details about not a exact lending company. The information below will define general information about payday loans and its specific aspects.

Payday Loans in Kanawha, Iowa

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

Payday loans in Kanawha, Iowa are taken out hassle-free. The interest percentage is dependent on the customer's person-related data: if you pay back more payday loans, the more efficient terms and rates lenders offer.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will First Citizens Bank help take out a loan in Kanawha, Iowa?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Money are issued day and night. The loan will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A unfavorable factor considered by financial institutions is known as bad credit history. But this drawback is not taken as the only one by lenders to take out a cash advance. The lending company review many aspects such as financial solvency to approve the application. Cash advance in Kanawha, Iowa may help level up your credit score.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a exact cost of the loan.

APR Calculator

Other Payday Lenders in Kanawha, Iowa

Union State Bank

112 N Main St, Bridgewater, IA 50837, USA

+1 (641) 369-2741

www.unionstate.net

Great Western Bank

111 N Main St, Leon, IA 50144, USA

+1 (641) 446-4841

www.greatwesternbank.com

South Ottumwa Savings Bank

2525 N Court St, Ottumwa, IA 52501, USA

+1 (641) 682-7541

www.sosb-ia.com

ACE Cash Express

3030 W Broadway Suite #4, Council Bluffs, IA 51501, USA

+1 (712) 323-1852

www.acecashexpress.com

Advance America

550 36th Ave SW Ste. P, Altoona, IA 50009, USA

+1 (515) 967-0330

www.advanceamerica.net

Homeward Inc

322 Central Ave E, Clarion, IA 50525, USA

+1 (515) 532-6477

www.homewardiowa.com

Collins Community Credit Union

West Room 3W08 601, US-6, Iowa City, IA 52246, USA

+1 (800) 475-1150

www.collinscu.org

United Bank of Iowa

148 Main St, Aurelia, IA 51005, USA

+1 (712) 434-2289

www.unitedbk.bank

MidWestOne Bank

305 W Rainbow Dr, West Liberty, IA 52776, USA

+1 (319) 627-2100

www.midwestone.bank

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