Welcome to Our Online Loan Referral Service

2.3 4 reviews

203 Main St, Hospers, IA 51238, USA
+1 (712) 752-8111
myasb.com
Friday
9AM–3PM
Saturday
Closed
Sunday
Closed
Monday
9AM–3PM
Tuesday
9AM–3PM
Wednesday
9AM–3PM
Thursday
9AM–3PM

Domain Info

Created Date

Mailing Address

IA, United States

Company Name

American State Bank

American State Bank

Contact Data

Feedback about American State Bank?

Here you grapple with the reviews of our clients.

A good payday lender. The service quickly reviewed the application and credited the funds to my credit card.

Dr. Yasmine McKenzie

I often take out a payday loan to a card in American State Bank. It is very efficient. If you give it back quickly, the rate is favorable. Employees politely and intelligibly explain all the nuances.

Dr. Isadore Hermann

Thanks to American State Bank for helping out when money is urgently needed. I have been applying to this service for over a year and everything is always honest, without hidden charges.

Mr. Nikolas Kuvalis Sr.

I took the first payday loan, I was approved immediately, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to renew the payment and return the cash advance in parts. Immediately after repaying the old one, you can issue a new one, the offered amount increases every time.

Buddy Jacobi Jr.

Thanks to the specialists for the competent service. They helped out in difficult times. For application you only need an ID.

Lydia Schultz Sr.

Pay Attention

Above there are details about a certain lender. Below every user may grapple with the common features of payday loans.

Payday Loans in Hospers, Iowa

A short-term lending option is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

Payday loans in Hospers, Iowa are taken out hassle-free. The interest percentage is dependent on the borrower's personal data: if you pay off more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will American State Bank help issue a loan in Hospers, Iowa?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed money will be deposited to bank account. You won't be asked to visit any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be reviewed within minutes. The funds are transferred in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to take out a cash advance from online lenders.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A negative factor taken into account by financial institutions is called as bad credit history. But this obstacle is not taken as the only one by lenders to take out a cash advance. The lender review many aspects such as financial solvency to approve the application. Payday loans in Hospers, Iowa may help level up your credit history.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as annual percentage rate.

APR Calculator

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Farmers & Traders Savings Bank

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U.S. Bank ATM - Ames

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Fidelity Bank & Trust

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Premier Jewelry & Loan

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Security State Bank

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Bankers Trust

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OneMain Financial

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