Welcome to Our Online Loan Referral Service

3.7 3 reviews

500 S Clinton St, Iowa City, IA 52240, USA
+1 (319) 356-5800
www.midwestone.bank
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about MidWestOne Bank?

Here you see the reviews of our clients.

This bank is *next to a parking ramp and it's GLORIOUS!

Dr. Juliet Hansen

Excellent, personal service.

Briana Schmitt II

Pay Attention

Above there are details about a certain lending company. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Iowa City, Iowa

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Iowa City, Iowa are issued easily. The interest percentage is dependent on the client's personal data: if you pay back more payday loans, the more efficient terms and rates lenders guarantee.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will MidWestOne Bank help take out a payday loan in Iowa City, Iowa?

  • 24/7 service. Such online services allow you to receive funds at any time. Money are issued day and night. The loan will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is considered by banks before issuing a loan. But banks almost 100% deny the request when lenders in Iowa City, ia will assess other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit history.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in Iowa City, Iowa

Peoples Bank

303 Main St, Rippey, IA 50235, USA

+1 (515) 436-7418

www.mypeoples.bank

Wells Fargo Bank

1101 Broadway St, Emmetsburg, IA 50536, USA

+1 (712) 852-4412

www.wellsfargo.com

Liberty Bank

2650 W Broadway, Council Bluffs, IA 51501, USA

+1 (712) 325-4494

www.liberty-bank.com

Two Rivers Bank & Trust

320 Concert St, Keokuk, IA 52632, USA

+1 (319) 524-6921

tworivers.bank

Iowa Bankers Association

8800 NW 62nd Ave, Johnston, IA 50131, USA

+1 (515) 286-4300

www.iowabankers.com

Cash

6750 Westown Pkwy, West Des Moines, IA 50266, USA

+1 (515) 207-7531

www.alphadsm.com

U.S. Bank Branch

112 W 2nd St S, Newton, IA 50208, USA

+1 (641) 792-3444

locations.usbank.com

Watkins Savings Bank

202 1st St, Watkins, IA 52354, USA

+1 (319) 227-7773

watkinsbank.com

Edward Jones - Financial Advisor: Patricia L Morley

300 W Washington St, Mt Pleasant, IA 52641, USA

+1 (319) 385-7081

www.edwardjones.com

Top