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2.9 15 reviews

3738 Westown Pkwy, West Des Moines, IA 50266, USA
+1 (515) 224-4323
locations.usbank.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9:30AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

Feedback about U.S. Bank Branch?

Here you see the feedback of our clients.

Best customer service I've experienced in any industry for a long time.

Mose Gutmann

Either the customer is taking up the time, or the employees.

Dr. Jerrell VonRueden

Rob Rauch was amazing to work with.

Devon Zboncak

Pay Attention

Above there are details about a certain lender. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in West Des Moines, Iowa

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small amount is taken out: $100-$1,000.

Problem-free financial products are considered as payday loans in West Des Moines, ia. They are taken out at individual interest rates. They depend on personal data. It is also significant to pay off as much payday loans as possible.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will U.S. Bank Branch help take out a loan in West Des Moines, Iowa?

  • Round the clock service. Every customer may address the service round the clock. The borrowed money will be transfered to account. You won't be asked to attend any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be processed in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to take out a loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is taken into account by financial institutions. Microfinance organizations in West Des Moines, ia review this circumstance not a drawback to take out a loan. The recipient of a loan should be ready to objectively estimate financial abilities, take out a loan, pay back the debt on a due date and not only resolve current issues, but improve the credit score.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the loan, you are welcome to use the calculator. It will define the cost of the cash advance.

APR Calculator

Other Payday Lenders in West Des Moines, Iowa

Maquoketa State Bank

3 Elliot St, Preston, IA 52069, USA

+1 (563) 689-3535

www.maquoketasb.bank

Principal Financial Group

1100 Technology Pkwy, Cedar Falls, IA 50613, USA

+1 (319) 409-6084

www.principal.com

Community 1st Credit Union

1311 A Ave W, Oskaloosa, IA 52577, USA

+1 (641) 673-7243

www.c1stcreditunion.com

Alliant Credit Union

1402 White St, Dubuque, IA 52001, USA

+1 (563) 585-3740

www.alliantcu.com

Newton Pawn & Gun Shop

321 1st Ave W, Newton, IA 50208, USA

+1 (641) 792-3275

OneMain Financial

6211 SE 14th St, Des Moines, IA 50320, USA

+1 (515) 287-4736

www.onemainfinancial.com

Central Bank

522 4th St, Sioux City, IA 51102, USA

+1 (712) 293-2265

www.centralbankonline.com

Hills Bank

1401 S Gilbert St, Iowa City, IA 52240, USA

+1 (319) 338-1277

www.hillsbank.com

Hills Bank

3905 Blairs Ferry Rd NE, Cedar Rapids, IA 52402, USA

+1 (319) 294-2444

www.hillsbank.com

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