Welcome to Our Online Loan Referral Service

2.6 15 reviews

204 E Washington St, Iowa City, IA 52240, USA
+1 (319) 356-9000
locations.usbank.com

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

Feedback about U.S. Bank Branch?

Here you get acquainted with the reviews of our clients.

I really am impressed by how enjoyable my experience is every time I go in.

Mrs. Liza Grady DVM

Drive through atm BROKEN and remains unfixed.

Joy Larkin

I always thought bankers were pretty straight forward people to deal with.

Prof. Omari Parisian Jr.

Pay Attention

Lenders are described in the first three points. Below info specifies general information about payday loans.

Payday Loans in Iowa City, Iowa

A short-term loan is known as a payday loan. This is a type of a financial product taken out for several weeks. Available loan amounts vary from $100-$1,000.

This financial product in Iowa City, Iowa is taken out easily and fast. The interest rate is specified respecting the category of the borrower: the more loans are successfully repaid, the more attractive terms will be ensured to you.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will U.S. Bank Branch help take out a loan in Iowa City, Iowa?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to review the form. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Lenders do not consider this factor the only one to issue a loan in Iowa City, Iowa. They rate many other factors before issuing a cash advance. One of them is solvency. This is a way to improve your credit score.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will define the cost of the loan.

APR Calculator

Other Payday Lenders in Iowa City, Iowa

Heartland Bank

200 E State St, Jefferson, IA 50129, USA

+1 (515) 386-2642

www.heartlandbanks.bank

Advance America

3135 Wiley Blvd SW Ste. 107, Cedar Rapids, IA 52404, USA

+1 (319) 390-5800

www.advanceamerica.net

Heartland Bank

425 Thomas St, Callender, IA 50523, USA

+1 (515) 548-3223

www.heartlandbanks.bank

MoneyGram

331 N Roosevelt Ave spc l, Burlington, IA 52601, USA

+1 (319) 754-7655

locations.moneygram.com

Community Bank & Trust

206 US-61, Wapello, IA 52653, USA

+1 (319) 523-8390

www.commbk.net

Security Savings Bank

202 Beech St #7703, Boxholm, IA 50040, USA

+1 (515) 846-6281

www.securitysavingsbank.com

First State Bank

413 East St, Lynnville, IA 50153, USA

+1 (641) 527-2535

www.fsbankia.com

State Central Bank

601 Main St, Keokuk, IA 52632, USA

+1 (319) 524-1021

www.statecentralbank.com

Great Western Bank

205 E Erie St, Missouri Valley, IA 51555, USA

+1 (712) 642-4151

www.greatwesternbank.com

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