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5 3 reviews

115 W State St, Jefferson, IA 50129, USA
+1 (515) 386-2131
www.hsbankiowa.com
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

1997-12-19

Mailing Address

Oklahoma, United States

Company Name

BankOnIT

BankOnIT

Contact Data

Feedback about Home State Bank?

Here you read the reviews of our clients.

Disappointed! Was declined to issue $1,000. Only $400 was approved.

Mrs. Nya Thiel DDS

I contacted Home State Bank 3 times. First, a text indicating "application approved", then "sign the agreement." After signing: You will be deposited the money. And instead of money, excuse me, contact the company in a month. Why?

Angus Keeling

I took out $400 for a period of 14 days (supposedly without interest). In the end, without my prior consent, they took out a loan for 16 days. As a result, I paid $850 with all the fees.

Mertie Quitzon

I regret very much that I contacted this organization. I agreed by 1%, but the full repayment of the loan brings additional fees. Unsatisfied.

Mr. Keyshawn Jerde PhD

Pay Attention

Above there are details about a definite lending company. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Jefferson, New York

Payday loan is taken out for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in Jefferson, New York is issued easily and fast. The interest percentage is set depending on the category of the client: the more loans are successfully paid back, the more attractive terms will be guaranteed to you.

APR

25% small loan cap

How will Home State Bank help issue a payday loan in Jefferson, New York?

  • Round the clock service. Every client may address the service round the clock. The borrowed money will be credited to card. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be reviewed in a matter of minutes. The money are deposited in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to take out a cash advance from online lenders.

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to reject the loan. Lenders do not consider this factor the only one to take out a loan in Jefferson, New York. They rate many other factors before taking out a cash advance. One of them is payment abilities. This is a way to enhance your credit score.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will define the cost of the loan. It takes seconds to see the outcome.

APR Calculator

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