Welcome to Our Online Loan Referral Service

4.7 3 reviews

901 Bank Ct, Center Point, IA 52213, USA
+1 (319) 849-1838
www.centerpointbank.com

Domain Info

Created Date

1999-10-29

Mailing Address

Iowa, United States

Company Name

Center Point Bank

Center Point Bank

Contact Data

What people think about Center Point Bank & Trust?

Below you read some of the reviews of our clients.

This lender is a scam. I will never apply again. $30 goes towards loan and you keep $80 for interest.

Lamar Kshlerin

Unhappy!! They approve me for a loan but it’s been 4 days and still no funds in my account! Tired of waiting…. Not sure I will ever get my money.

Ms. Lilian Medhurst

The site does not work so I can not apply for the funds…

Hailie Gorczany

Important

Below you can review general information about payday loans and their common aspects.

Payday Loans in Center Point, West Virginia

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to get in Center Point, West Virginia. The entire process is stress-free. They are appoved quickly and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

31% APR for loans up to $2,000

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give individuals with a poor credit rating an increased opportunity to get approved for such loans. A payday loan may be the only financial product available for some people to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your needs and pay off your loan commitments punctually.

To get accepted for a payday loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to learn the exact cost of the cash advance loan even before applying.

APR Calculator

Other Payday Lenders in Center Point, Iowa

North Iowa Community Credit Union

4063 4th St SW, Mason City, IA 50401, USA

+1 (641) 423-2281

www.niccu.com

U.S. Bank Branch

203 S 2nd Ave, Rock Rapids, IA 51246, USA

+1 (712) 472-2581

locations.usbank.com

First Bank

316 E Bremer Ave, Waverly, IA 50677, USA

+1 (319) 352-1340

www.firstiowa.bank

Community 1st Credit Union

739 E Pennsylvania Ave, Ottumwa, IA 52501, USA

+1 (641) 683-6752

www.c1stcreditunion.com

Great Southern Bank

4211 Morningside Ave, Sioux City, IA 51106, USA

+1 (712) 274-6750

locations.greatsouthernbank.com

Siouxland Federal Credit Union

2920 Gordon Dr, Sioux City, IA 51105, USA

+1 (712) 266-8811

www.siouxlandfederalcu.com

Bankers Trust

150 E Euclid Ave, Des Moines, IA 50313, USA

+1 (515) 245-2432

www.bankerstrust.com

Luana Savings Bank

123 E Main St, Ossian, IA 52161, USA

+1 (563) 532-7022

luanasavingsbank.com

ATM (Us Bank)

123 3rd St E # 1, Ottumwa, IA 52501, USA

+1 (641) 683-1641

www.usbank.com

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