Welcome to Our Online Loan Referral Service

4.7 3 reviews

714 1st St, Keosauqua, IA 52565, USA
+1 (319) 293-3794
www.1stiowa.bank
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
8:30AM–4PM
Saturday
8:30AM–12PM

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Feedback about First Iowa State Bank?

Here you grapple with the reviews of our clients.

want to express my deep gratitude to First Iowa State Bank for believing my case. I had some problems with a credit history, but this service helped me out and issued a loan.

Floy Roob

Yesterday I needed money, I decided to addressed First Iowa State Bank. They quickly approved the amount necessary, and besides, they offered favorable terms at a low interest rate.

Mr. Greyson Wehner DDS

I submit an application quite often. I am pleased with the terms. There is online day and night service.

Ethyl Abbott

First Iowa State Bank seemed to me the fair. At least no insurance and extra commissions. There are no discounts for regular customers. When repaying a debt, a transfer fee is not taken, although this is a bonus.

Rowena Wisoky III

Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at fair rate, so far it has been paid off on time, it can be either extended or paid back ahead of schedule.

Mrs. Maggie Considine

Pay Attention

Above-specified info provides the details about a definite lender. Below-defined info is devoted to shared information about payday loans.

Payday Loans in Keosauqua, Iowa

Payday loan is taken out for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Hassle-free financial products are known as payday loans in Keosauqua, ia. They are taken out at individual interest rates. They are dependent on customer's data. It is also important to repay as much payday loans as possible.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will First Iowa State Bank help take out a loan in Keosauqua, Iowa?

  • 24/7 service. Such online services allow you to credit funds at any time. Funds are issued around the clock. The loan will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Keosauqua, Iowa. The lending company will assess many points to qualify such as solvency. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a real cost of the payday loan.

APR Calculator

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Community Choice Credit Union

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+1 (515) 334-8100

www.comchoicecu.org

Pawn Shop

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F&M Bank & Trust

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+1 (319) 754-2265

www.fmbanktrust.com

Edward Jones - Financial Advisor: Jacob A Rochleau, AAMS®

401 Elm St, Webster City, IA 50595, USA

+1 (515) 832-2288

www.edwardjones.com

Center Point Bank & Trust

901 Bank Ct, Center Point, IA 52213, USA

+1 (319) 849-1838

www.centerpointbank.com

U.S. Bank Branch

11 W Commercial St, Waterloo, IA 50701, USA

+1 (319) 292-1386

locations.usbank.com

Bridge Community Bank

302 IA-1, Mt Vernon, IA 52314, USA

+1 (319) 895-8200

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