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2.9 16 reviews

4910 SE 14th St, Des Moines, IA 50320, USA
+1 (515) 287-3377
www.bankofthewest.com
Thursday
9:30AM–4PM
Friday
9:30AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9:30AM–4PM
Tuesday
9:30AM–4PM
Wednesday
9:30AM–4PM

Domain Info

Created Date

1996-01-23

Mailing Address

13505 California St, Omaha, NE, 68154-5247, United States

Company Name

knudsen, karla

Bank of the West - (Josh Reniker)

Contact Data

[email protected]

+1.4029185727

Feedback about Bank of the West?

Here you see the reviews of our clients.

Great customer service.

Mr. Darion O'Reilly

The management was not helpful or willing to work out a solution.

Ricardo Connelly

Very incompetent service.

Ms. Daniela Greenholt III

Pay Attention

Above there are details about a definite lender. Below every reader may grapple with the essence of payday loans.

Payday Loans in Des Moines, Iowa

A short-term loan is considered as a payday loan. This is a kind of a financial product issued for several weeks. Accessible loan amounts vary from $100-$1,000.

Such financial products as payday loan in Des Moines, Iowa is taken out simply and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more cash advance you pay back off, the more reasonable rates a client will get.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Bank of the West help take out a payday loan in Des Moines, Iowa?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to consider the application. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is taken into account by financial institutions. Payday lenders in Des Moines, ia review this circumstance not a hindrence to issue a loan. The client of a loan should be prepared to objectively assess financial abilities, take out a loan, pay back the debt on schedule and not only resolve current difficulties, but enhance the credit score.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the payday loan, you are welcome to use the calculator. It will specify the cost of the payday loan.

APR Calculator

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Palm Finance

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+1 (515) 221-0726

Pocahontas State Bank

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+1 (712) 335-3567

www.pocahontasstatebank.com

Edward Jones - Financial Advisor: Greta A Farley

504 Central Ave, Estherville, IA 51334, USA

+1 (712) 362-4654

www.edwardjones.com

GNB Loan Bank

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+1 (319) 824-5431

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Edward Jones - Financial Advisor: Mark D Frakes, AAMS®

209 N Clark St, Forest City, IA 50436, USA

+1 (641) 582-2771

www.edwardjones.com

Fidelity Bank & Trust

1550 1st Ave E, Cascade, IA 52033, USA

+1 (563) 852-3245

www.bankfidelity.com

American National Bank

2650 W Broadway, Council Bluffs, IA 51501, USA

+1 (712) 325-4494

www.american.bank

EZ Money Check Cashing

3112 Merle Hay Rd, Des Moines, IA 50310, USA

+1 (515) 251-8672

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State Bank

215 Main St, Peterson, IA 51047, USA

+1 (712) 295-6611

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