Welcome to Our Online Loan Referral Service

4.2 5 reviews

124 N Washington Ave, Mason City, IA 50401, USA
+1 (641) 494-2166
locations.usbank.com
Thursday
9AM–4:30PM
Friday
9AM–4:30PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–4:30PM
Tuesday
9AM–4:30PM
Wednesday
9AM–4:30PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

Feedback about U.S. Bank Branch?

Here you get acquainted with the reviews of our customers.

The people are friendly, they are willing to give money on almost anything.

Turner Weimann II

Ok prices on what works, but alot is broken, dirty and disorganized.

Adelle Carter DVM

Would highly recommend this place for anyone in a cash strapped situation.

Tiana Bartell

Pay Attention

Above-specified info provides the details about a definite lender. Below-defined info is oriented on common information about payday loans.

Payday Loans in Mason City, Iowa

A short-term loan is considered as a payday loan. This is a type of a financial product taken out for several weeks. Accessible loan amounts vary from $100-$1,000.

Hassle-free financial products are considered as payday loans in Mason City, ia. They are issued at individually-set interest rates. They depend on personal data. It is also important to repay as much payday loans as possible.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will U.S. Bank Branch help issue a payday loan in Mason City, Iowa?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Money are taken out around the clock. The deposit will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Mason City, Iowa. The lending company will assess many points to qualify such as financial capabilities. Cash advance will be a way to improve your bad credit score into a favorable one.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a definite cost of the payday loan.

APR Calculator

Other Payday Lenders in Mason City, Iowa

Edward Jones - Financial Advisor: Dustin W Christiansen, CFP®

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+1 (712) 246-2733

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Walmart Money Center

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+1 (641) 828-7584

www.walmart.com

Edward Jones - Financial Advisor: John M Krogstad, AAMS®

1910 Washington St Ste 200, Pella, IA 50219, USA

+1 (641) 628-4502

www.edwardjones.com

OneMain Financial

1776 Hamilton Blvd, Sioux City, IA 51103, USA

+1 (712) 252-9771

www.onemainfinancial.com

Central Bank

3800 100th St, Urbandale, IA 50322, USA

+1 (515) 254-9000

www.centralbankonline.com

Bellevue State Bank

200 S 2nd St, Bellevue, IA 52031, USA

+1 (563) 872-4911

www.bellevuestatebank.com

Citizen State Bank

101 W Broadway St, Oxford Junction, IA 52323, USA

+1 (563) 826-2231

www.csbwyoming.com

Collins Community Credit Union

West Room 3W08 601, US-6, Iowa City, IA 52246, USA

+1 (800) 475-1150

www.collinscu.org

United Bank of Iowa

219 Main St, Ida Grove, IA 51445, USA

+1 (712) 364-3393

www.unitedbk.bank

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