Welcome to Our Online Loan Referral Service

3.8 4 reviews

124 W Main St, New Hampton, IA 50659, USA
+1 (641) 394-3185
www.myfcb.bank
Thursday
8:30AM–4PM
Friday
8:30AM–5PM
Saturday
8–11:30AM
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about First Citizens Bank?

Here you get acquainted with the reviews of our clients.

I took out a cash advance in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.

Scarlett Collier

High interest rate. When paying off a debt, some other interest is credited, when registering online on the website, many problems arise. In general, I do not recommend it. Better find another service.

Prof. Sylvan Mitchell

Sky-scraper interest rate. When paying off a debt, some other interest is charged, when registering online on the website, many problems arise. In general, I do not recommend it. Better find another service.

Patsy Ernser

I took out a payday loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.

Joelle Bernier Sr.

Pay Attention

Above there are details about a exact lending company. Below every user may get acquainted with the essence of payday loans.

Payday Loans in New Hampton, New York

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for cutomers.

This financial product in New Hampton, New York is taken out simply and quickly. The interest rate is set depending on the category of the client: the more loans are successfully repaid, the more reasonable terms will be guaranteed to you.

APR

25% small loan cap

How will First Citizens Bank help issue a payday loan in New Hampton, New York?

  • 24/7 operation. Such online services allow you to get funds at any time. Money are taken out day and night. The transfer will be sent to a account, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is assessed by lenders before taking out a loan. But banks almost 100% refuse the application when lenders in New Hampton, ny will estimate other aspects like solvency and approve a loan. This is a way to improve your credit score.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a exact cost of the payday loan.

APR Calculator

Other Payday Lenders in New Hampton, Iowa

Farmers Savings Bank

130 W Mission St, Strawberry Point, IA 52076, USA

+1 (563) 933-2525

www.farmerssavingsbank.com

Advantage Credit Union

121 W 3rd St N, Newton, IA 50208, USA

+1 (641) 792-5660

www.acuiowa.org

Advance America

6322 University Ave Space M, Cedar Falls, IA 50613, USA

+1 (319) 266-4629

www.advanceamerica.net

U.S. Bank Branch

110 N 18th St, Centerville, IA 52544, USA

+1 (641) 437-1232

locations.usbank.com

United Bank of Iowa

116 N Kiel St, Holstein, IA 51025, USA

+1 (712) 368-4502

www.unitedbk.bank

Automotive Financial Solutions

2033 La Porte Rd, Waterloo, IA 50702, USA

+1 (319) 236-2200

West Bank

1601 22nd St #100, West Des Moines, IA 50266, USA

+1 (515) 222-2300

www.westbankstrong.com

Payday Loans

615 N 3rd St, Red Oak, IA 51566, USA

+1 (712) 623-2040

www.paydayloanservices.org

Edward Jones - Financial Advisor: Tom P Timion

927 N 2nd St, Clinton, IA 52732, USA

+1 (563) 242-8271

www.edwardjones.com

Top